Cosmo Motors, Inc.

545 12th Street Drive NW, Hickory, NC 28601
4.5
4.5 out of 5 stars
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Used 2021 Toyota Camry Hybrid XSE

98,152 miles
For Sale:$22,977

$1,020(-4.3%)price drop

Estimated payment:$521/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score

Value ChartA visual chart indicating the fair price range is between $22,900 and $26,900, while the current price is $22,977.$22,900 - $26,900$22,977
  • Priced at $22,977, this vehicle is within the current market price range of $22,900 to $26,900.

  • It has 98,152 miles, which is 32,552 (50%) above the median mileage of 65,600.

Note: This is an estimate based on a variety of factors (experimental feature). It is intended to provide a fair market value range to help guide your buying decision.

View Full Value Report

SequenceDatePrice ChangeCurrent Price
1.2/18/2026 (2 months ago)$23,997
2.3/19/2026 (21 days ago)-$1,020 (-4.3%)$22,977
  • Car
  • Sedan
  • Hybrid
  • Highly Reliable
  • Low Maintenance
  • Fuel Efficient
  • Spacious Front Legroom
  • Condition
    Used
  • Mileage
    98,152miles
  • Aggregate Ratings
    4.4
    4.4 out of 5 stars
  • Generation
    3(2018 - 2024)
  • Drivetrain
    Front Wheel
  • Transmission
    0-Speed Shiftable CVT
  • MPG
    44 city47 highwayMax range: 620 miles
  • Exterior Color
    Wind Chill Pearl (White)Factory Paint Code:89
  • Interior Color
    Ash (Gray)Factory Paint Code:10
  • Upholstery
    Leather
  • Size Segment
    Mid-Size
  • Doors
    4
  • Max Seating
    5
  • Max Towing Capacity
    0lbs.
  • Ground Clearance
    5.7inch
  • NHTSA Safety Ratings
    5
    5 out of 5 stars
  • Final Assembly Point
    Georgetown, Kentucky
  • VIN
    4T1K31AK4MU566792
  • Starting MSRP
    $32,720

Engine2.5L I4 Gas/Electric Hybrid 208hp

  • Fuel Type:Gas/Electric Hybrid
  • Fuel Quality:87
  • Max Horsepower:208 hp
  • Power to Weight Ratio:17.21lbs/hp
  • Displacement:2.5liters
  • Block Type:I
  • Cylinders:4
  • Aspiration:Naturally Aspirated
  • Fuel Induction:Direct Injection
  • Oil Capacity:4.5liters
  • Cam Type:DOHC
  • Stroke:4.07
  • Bore:3.44
  • Valves:16

Message from the seller

2021 TOYOTA CAMRY XSE HYBRID Florida owned and finished in stunning Wind Chill Pearl, this 2021 Toyota Camry Hybrid XSE blends sleek styling, impressive efficiency, and sporty refinement into one standout sedan. Powered by a responsive 2.5L hybrid powertrain paired with a smooth CVT transmission, it delivers exceptional fuel economy without sacrificing performance, making it perfect for both daily commutes and long-distance driving. Inside, the Ash leather interior creates a modern, upscale cabin designed for comfort and convenience. Heated front seats, dual-zone automatic climate control, and a power moonroof add everyday luxury, while an auto-dimming rearview mirror enhances driving ease. The intuitive 9 touchscreen with backup camera keeps everything within reach, featuring seamless Apple CarPlay and Android Auto integration to keep you connected wherever the road takes you. Stylish, efficient, and packed with smart technology like hill start assist for added confidence, this Camry Hybrid XSE delivers the perfect balance of performance and practicality. Refined yet fun to drive, it's a sedan that elevates every journey-available now at Cosmo Motors.
FACTORY OPTIONS ($35,030 MSRP)
* SPECIAL COLOR (WIND CHILL PEARL) - $425
* POWER MOONROOF - $860 BEST FOOT FORWARD RIGHT FROM THE START, OUR NO-HAGGLE PRICING POLICY IS OUR WAY OF OFFERING CUSTOMERS THE BEST PRICE POSSIBLE ON YOUR NEXT THOROUGHLY INSPECTED, RECONDITIONED, HIGH-QUALITY PRE-OWNED VEHICLE!! WITH A DOCUMENTATION FEE OF 699.50, YOU WILL NOT FIND ANY SURPRISES WHEN SHOPPING WITH COSMO MOTORS!! NO SMOKE AND MIRRORS, NO HIDDEN FEES, NO UNOBTAINABLE REBATES, AND NO GAMES!! THIS BEAUTY WILL NOT LAST LONG AT ALL IN OUR INVENTORY, SO GIVE US A CALL TODAY BEFORE IT IS TOO LATE!! DO NOT MISS OUT ON YOUR OPPORTUNITY TO COME BY AND CHECK THIS ONE OUT FOR YOURSELF!! ONLY AT COSMO MOTORS!! AUTOCHECK CERTIFIED - FLORIDA OWNED
2.5L I4 HYBRID ENGINE - FRONT-WHEEL DRIVE
WIND CHILL PEARL EXTERIOR PAINT - 19 GLOSS BLACK WHEELS ASH LEATHER INTERIOR - IN-DASH TOUCH SCREEN - BACK UP CAMERA - AM/FM RADIO - SIRIUS XM RADIO - POWER WINDOWS - LEATHER WRAPPED STEERING WHEEL - AND MORE<br style=bo

* Based on opinions and should be considered as general guidance only.

  • Reliability (5)
    5 out of 5 stars
    Toyota's reputation for reliability shines through. The hybrid powertrain is well-proven, and the overall build quality is excellent. Owners can expect years of trouble-free operation with proper maintenance.
  • Maintenance (5)
    5 out of 5 stars
    Maintenance costs are generally low, typical for a Toyota. Hybrid components are designed for longevity, and routine service is straightforward and affordable. Fuel efficiency significantly reduces running costs.
  • Technology (4)
    4 out of 5 stars
    Equipped with a user-friendly infotainment system, Apple CarPlay, Android Auto, and a suite of advanced safety features (Toyota Safety Sense 2.5+). The digital gauge cluster is clear and customizable. While not cutting-edge, it's comprehensive and works reliably.
  • Comfort (4)
    4 out of 5 stars
    The interior is spacious and well-appointed, with comfortable seating for long journeys. Road and wind noise are well-suppressed, contributing to a serene cabin environment. The ride quality is smooth, absorbing most road imperfections effectively.
  • Dynamics (4)
    4 out of 5 stars
    The Camry Hybrid XSE offers a surprisingly engaging driving experience for a hybrid sedan, with responsive steering and a well-tuned suspension that balances sportiness with everyday usability. It's not a sports car, but it handles curves with confidence.

  • Comfort & Seating:

    • Heated Seats
    • Power Seats
  • Convenience:

    • Adaptive Cruise Control
    • Automatic Climate Control
    • Garage Door Opener
  • Entertainment:

    • Bluetooth
    • Satellite Radio
  • Exterior:

    • Heated Mirrors
    • Tinted Windows
  • Safety:

    • Automatic Emergency Braking
    • Autonomous Braking
    • Backup Camera
    • Blind Spot Monitor
    • Collision Avoidance
    • Cross Traffic Alert
    • Lane Departure Warning
    • Lane Keeping Assistance
    • Tire Pressure Monitoring
  • Technology:

    • Android Auto

  • Air Conditioning

    • Front air conditioning: automatic climate control
    • Front air conditioning zones: dual
    • Rear vents: second row
    • Humidity/dewpoint sensors
    • Air filtration
  • Airbags

    • Airbag deactivation: occupant sensing passenger
    • Side airbags: front
    • Knee airbags: dual front
    • Front airbags: dual
    • Side curtain airbags: front
    • Side airbags: rear
    • Side curtain airbags: rear
  • Audio System

    • Radio: voice operated
    • Auxiliary audio input: Bluetooth
    • Radio: touch screen display
    • Internet radio app: iHeartRadio
    • Internet radio app: Slacker
    • Antenna type: diversity
    • Antenna type: mast
    • Total speakers: 6
    • Radio: AM/FM
    • Radio data system
    • Speed sensitive volume control
    • Auxiliary audio input: jack
    • Auxiliary audio input: USB
    • Auxiliary audio input: iPod/iPhone
    • Satellite radio: SiriusXM
  • Brakes

    • Rear brake type: disc
    • Rear brake diameter: 11.1
    • Front brake diameter: 12
    • Front brake type: ventilated disc
    • Regenerative braking system
    • Braking assist
    • Electronic brakeforce distribution
    • ABS: 4-wheel
    • Power brakes
    • Electronic parking brake: auto off
  • Comfort Features

    • Shift knob trim: leather
    • Steering wheel trim: leather
    • Interior accents: metallic-tone
    • Armrests: rear folding
    • Interior accents: chrome
    • Armrests: rear center with cupholders
    • Floor material: carpet
    • Dash trim: metallic
  • Convenience Features

    • Wireless charging station: front
    • Adaptive stop and go cruise control: semi-automatic
    • Autonomous lane guidance: lane centering
    • Power outlet(s): USB front
    • Power outlet(s): USB-C front
    • Cupholders: front
    • Steering wheel: tilt and telescopic
    • Adaptive cruise control
    • One-touch windows: 4
    • Reading lights: front
    • Power steering: variable/speed-proportional
    • Cargo area light
    • Multi-function remote: panic alarm
    • Power windows: lockout button
    • Courtesy lights: door
    • Footwell lights
    • Overhead console: front
    • Steering wheel mounted controls: audio
    • Vanity mirrors: dual
    • Push-button start
    • Reading lights: rear
    • Power outlet(s): 12V front
    • Assist handle: rear
    • Center console: front console with armrest and storage
    • Rearview mirror: auto-dimming
    • Steering wheel mounted controls: cruise control
    • Steering wheel mounted controls: phone
    • Steering wheel mounted controls: multi-function
    • Universal remote transmitter: Homelink - garage door opener
    • Steering wheel mounted controls: paddle shifter
    • Storage: front seatback
    • Storage: grocery bag holder
    • Ambient lighting
    • Assist handle: front
    • Storage: sunglasses holder
    • Storage: door pockets
    • Multi-function remote: proximity entry system
    • Cupholders: rear
    • Steering wheel mounted controls: voice control
    • Storage: accessory hook
    • Multi-function remote: trunk release
  • Drivetrain

    • Drive mode selector
    • Axle ratio: 3.29
  • Engine

    • Auto start/stop
    • Electric Motor HP: 118
    • Electric Motor Power Output (Kilowatts): 88
    • Hybrid Gas Engine HP@RPM: 5700
    • Hybrid Gas Engine HP: 176
    • Hybrid Gas Engine Torque: 163
    • Electric Motor Torque: 149
    • Hybrid gas Engine Torque@RPM: 5200
    • Battery saver
    • Electric motor battery type: lithium ion
  • Exterior Features

    • Front bumper color: body-color
    • Mirror color: body-color
    • Door handle color: body-color
    • Rear spoiler color: body-color
    • Exhaust tip color: chrome
    • Grille color: black
    • Rear bumper color: body-color
    • Exhaust: dual tip
    • Window trim: chrome
    • Headlight bezel color: black
    • Rocker panel color: body-color
    • Rear spoiler: lip
  • Hybrid

    • Starter type: motor/generator
  • In Car Entertainment

    • Connected in-car apps: Google POIs
    • Connected in-car apps: Google search
    • Smartphone integration: Apple CarPlay
    • Smartphone integration: Android Auto
    • Connected in-car apps: Amazon Alexa
    • Infotainment screen size: 9 in.
  • Instrumentation

    • Warnings and reminders: low battery
    • Customizable instrument cluster
    • Instrument cluster screen size: 7 in.
    • Warnings and reminders: lamp failure
    • Warnings and reminders: low oil pressure
    • Warnings and reminders: coolant temperature warning
    • Clock
    • Gauge: tachometer
    • Digital odometer
    • External temperature display
    • Multi-function display
    • Fuel economy display: MPG
    • Fuel economy display: range
    • Warnings and reminders: low fuel level
    • Warnings and reminders: maintenance due
    • Trip odometer
  • Lights

    • Daytime running lights: LED
    • Taillights: LED
    • Headlights: auto high beam dimmer
    • Exterior entry lights: approach lamps
    • Headlights: LED
    • Headlights: wiper activated
    • Headlights: auto delay off
    • Headlights: auto on/off
  • Mirrors

    • Side mirrors: integrated turn signals
    • Side mirror adjustments: power
    • Side mirror adjustments: manual folding
    • Side mirrors: heated
  • Safety

    • Pedestrian safety sound generation
    • Rearview monitor: in dash
    • Cross traffic alert: rear
    • Impact absorbing seats: dual front
    • Pre-collision warning system: audible warning
    • Pre-collision warning system: visual warning
    • Lane keeping assist
    • Traffic sign recognition
    • Check rear seat reminder
    • Pre-collision warning system: pedestrian detection
    • Automatic emergency braking: front pedestrian
    • Automatic emergency braking: front
    • Impact sensor: post-collision safety system
    • Child safety door locks
    • Child seat anchors: LATCH system
    • Impact sensor: battery disconnect
    • Impact sensor: door unlock
    • Safety brake pedal system
    • Emergency interior trunk release
    • Camera system: rearview
    • Impact sensor: fuel cut-off
    • Blind spot safety: sensor/alert
    • Lane deviation sensors
    • Impact sensor: alert system
    • Crumple zones: front
    • Crumple zones: rear
  • Seatbelts

    • Seatbelt pretensioners: front
    • Seatbelt pretensioners: rear
    • Seatbelt force limiters: front
    • Seatbelt force limiters: rear
    • Emergency locking retractors: rear
    • Seatbelt warning sensor: front
    • Rear seatbelts: 3-point
    • Front seatbelts: 3-point
    • Emergency locking retractors: front
  • Seats

    • Driver seat power adjustments: height
    • Passenger seat power adjustments: height
    • Passenger seat: heated
    • Driver seat: heated
    • Driver seat power adjustments: 8
    • Rear headrests: 3
    • Rear seat folding: split
    • Front headrests: 2
    • Passenger seat power adjustments: 8
    • Front seat type: bucket
    • Rear seat type: 60-40 split bench
    • Rear headrests: adjustable
    • Upholstery: leather-trimmed
    • Front headrests: adjustable
    • Driver seat power adjustments: lumbar
    • Driver seat power adjustments: reclining
    • Passenger seat power adjustments: reclining
  • Security

    • Anti-theft system: alarm
    • Power door locks: anti-lockout
    • Anti-theft system: vehicle immobilizer
    • Power door locks: auto-locking
  • Stability and Traction

    • Stability control
    • Traction control
    • Hill holder control
  • Suspension

    • Front suspension classification: independent
    • Rear suspension classification: independent
    • Front struts: MacPherson
    • Rear suspension type: multi-link
    • Rear spring type: coil
    • Front spring type: coil
    • Front suspension type: lower control arms
    • Tuned suspension: sport
    • Rear stabilizer bar: diameter 25 mm
    • Rear shock type: gas
    • Front shock type: gas
    • Front stabilizer bar: diameter 25 mm
  • Telematics

    • Electronic messaging assistance: with read function
    • Electronic messaging assistance: voice operated
    • Wi-Fi: hotspot
    • Smart device app function: vehicle location
    • Driver assistance app: roadside assistance
    • Smart device app function: maintenance status
    • Smart device app function: lock operation
    • Smart device app function: horn/light operation
    • Smart device app function: engine start
    • Smart device app function: maintenance scheduling
    • Smart device app function: security event/collision alert
    • Smart device app compatibility: Toyota Connected Services
    • Wireless data link: Bluetooth
    • Hands-free phone call integration: voice operated
  • Tires and Rims

    • Spare tire size: temporary
    • Tire type: all season
    • Spare tire mount location: inside
    • Spare wheel type: steel
    • Tire Pressure Monitoring System
    • Wheels: painted aluminum alloy
  • Windows

    • Window defogger: rear
    • Front wipers: variable intermittent
    • Power windows: safety reverse
    • Solar-tinted glass
    • Laminated glass: acoustic windshield

  • Seating:

    • Seating Rows:2
    • Standard Seating:5
    • Max Seating:5
    • Head Room (front):38.3in.
    • Leg Room (front):42.1in.
    • Shoulder Room (front):57.7in.
    • Hip Room (front):55.4in.
    • Head Room (rear):37.6in.
    • Leg Room (rear):38in.
    • Shoulder Room (rear):55.7in.
    • Hip Room (rear):54.6in.
  • Measurements:

    • Length:192.7in.
    • Width:72.4in.
    • Height:56.9in.
    • Ground Clearance:5.7in.
    • Wheelbase:111.2in.
    • Front Track:62.2in.
    • Rear Track:62.6in.
  • Interior Dimensions:

    • Passenger Volume:99.9cuft
    • Cargo Volume:15.1cuft
  • Weight:

    • Curb Weight:3,580lbs
  • Wheels & Tires:

    • Wheel Diameter:19.0 x 8.0in.
    • Wheel Diameter (rear):19.0 x 8.0in.
    • Tire:P235/40R19 92V
    • Tire (rear):P235/40R19 92V
  • Performance:

    • Power to Weight Ratio:17.21lbs/hp
    • Turning Circle:38ft.
    • Max Payload:925lbs
  • Fuel Tank:

    • Fuel Tank Volume:13.2gallon

Possible remaining factory warranty

  • Battery
    10 years/150,000 miles
  • Hybrid Specific Components
    8 years/100,000 miles
  • Federal Emission Long Term Defect
    8 years/80,000 miles
  • California Emission Long Term Defect
    7 years/70,000 miles
  • Safety Restraint System
    5 years/60,000 miles
  • Transferable Powertrain
    5 years/60,000 miles
  • Corrosion Perforation
    5 years/unlimited miles
  • California Emission Defect
    3 years/50,000 miles
  • California Emissions Performance and Defect
    3 years/50,000 miles
  • Bumper to Bumper
    3 years/36,000 miles
  • Accessory
    3 years/36,000 miles
  • Federal Emission Defect
    3 years/36,000 miles
  • No Cost Factory Scheduled Maint.
    2 years/25,000 miles
  • Federal Emission Performance
    2 years/24,000 miles
  • 24 Hour Roadside Assistance
    2 years/unlimited miles

  • Abs Four Wheel
  • Airbags Front Driver
  • Airbags Front Passenger
  • Airbags Side Impact
  • Airbags Side Curtain
  • Brake Assist
  • Daytime Running Lights
  • Electronic Stability Control
  • Electronic Traction Control
  • Tire Pressure Monitoring System

  • California LEV-III SULEV30:

    • Air Pollution Score:7
    • Greenhouse Gas Score:9
    • Fuel Type:Gasoline
    • Epa Underhood Id:MTYXV02.5P33
  • Federal Tier 3 Bin 30:

    • Air Pollution Score:7
    • Greenhouse Gas Score:9
    • Fuel Type:Gasoline
    • Epa Underhood Id:MTYXV02.5P33

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Listed on February 14, 2026 (2 months ago)
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