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Auto Affordability Calculator

Use this calculator to determine how much you can comfortably afford to spend on a vehicle based on your monthly income, expenses, and desired down payment. This tool helps you set a realistic budget before you start shopping for your next car.
New VehicleUsed Vehicle
$
$
$
24mo.
36mo.
48mo.
60mo.
72mo.
84mo.
Poor
<500
APR: 21.58%
Fair
500-599
APR: 18.99%
Good
600-659
APR: 13.74%
Great
660-779
APR: 9.06%
Excellent
780+
APR: 6.82%
%
Estimated Maximum Vehicle Price You Can Afford
$0
Loan Amount
-
Total Interest
-
Total Payment
-
Note: The calculator does not include taxes, title, registration, other fees, or insurance.
Disclaimer: This interactive auto affordability calculator and all information provided are for illustrative purposes only. The accuracy of results and ability to secure financing are not guaranteed.
Auto Affordability Calculator | Cruz.com