Wiz Autos

250 Ferry Boulevard, Stratford, CT 06615
4.6
4.6 out of 5 stars

Used 2021 BMW 5 Series M550i xDrive

38,661 miles
For Sale:$45,958
Estimated payment:$1,042/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score

Value ChartA visual chart indicating the fair price range is between $36,800 and $43,200, while the current price is $45,958.$36,800 - $43,200$45,958
  • Priced at $45,958, this vehicle is $2,758 above the high end of its fair market value of $43,200.

  • The current fair market price range is between $36,800 to $43,200.

  • It has 38,661 miles, which is 40,839 (51%) below the median mileage of 79,500.

Note: This is an estimate based on a variety of factors (experimental feature). It is intended to provide a fair market value range to help guide your buying decision.

View Full Value Report
  • Car
  • Sedan
  • Luxury
  • Sport
  • Fun to Drive
  • High-Tech
  • Condition
    Used
  • Mileage
    38,661miles
  • Aggregate Ratings
    4.2
    4.2 out of 5 stars
  • Generation
    7(2018 - 2024)
  • Trim
    M550i xDrive
  • Drivetrain
    All Wheel
  • Transmission
    8-Speed Shiftable Automatic
  • MPG
    17 city25 highwayMax range: 450 miles
  • Exterior Color
    Bernina Gray Amber Effect Metallic
  • Interior Color
    Black
  • Upholstery
    Leather
  • Size Segment
    Mid-Size
  • Doors
    4
  • Max Seating
    5
  • Acceleration (0-60 mph)
    3.6seconds
  • Max Towing Capacity
    0lbs.
  • Weight Class
    < 6,000 lbs. (1)
  • Ground Clearance
    5.2inch
  • Final Assembly Point
    Dingolfing, Germany
  • VIN
    WBA13BK02MCF78013
  • Starting MSRP
    $76,800

Engine4.4L V8 Gasoline 523hp

  • Fuel Type:Gasoline
  • Fuel Quality:87
  • Max Horsepower:523 hp @ 5500 rpm
  • Power to Weight Ratio:8.17lbs/hp
  • Max Torque:553 ft.lbf @ 1800 rpm
  • Displacement:4.4liters
  • Block Type:V
  • Cylinders:8
  • Aspiration:Twin Turbo
  • Fuel Induction:Direct Injection
  • Oil Capacity:10.4liters
  • Cam Type:DOHC
  • Stroke:3.48
  • Bore:3.5
  • Valves:32

Message from the seller

Bernina Gray Amber Effect Metallic 2021 BMW 5 Series M550i xDrive AWD 8-Speed Automatic Sport 4.4L V8 Twin Turbocharged AWD, Black Leather.

Warranties Wiz Auto’s puts every vehicle through an extensive safety inspection prior to sale. We also adhere to the Connecticut used car law on any vehicle purchased through us! Wiz Leasing Inc, Stratford, CT With a wide selection of used vehicles available, Wiz Autos also has an extremely extensive extended service plan packages to fit all makes and models! If you would like to know more about our extended warranties please contact us at (203) 375-3800. Recent Arrival!

* Based on opinions and should be considered as general guidance only.

  • Reliability (4)
    4 out of 5 stars
    BMW vehicles, especially performance-oriented ones, generally have a good reputation for reliability when properly maintained. Early models of new generations can sometimes have minor electronic glitches, but overall the M550i is expected to be solid.
  • Maintenance (3)
    3 out of 5 stars
    As a high-performance luxury vehicle, maintenance costs for the M550i can be higher than average. Premium fuel is required, and specialized parts and labor for services can add up. However, scheduled maintenance packages can help manage these costs.
  • Technology (5)
    5 out of 5 stars
    BMW's iDrive infotainment system is intuitive and feature-rich, with a large display and responsive controls. The digital instrument cluster is customizable, and advanced driver-assistance systems work seamlessly, enhancing both safety and convenience.
  • Comfort (4)
    4 out of 5 stars
    The interior is luxurious and well-appointed, with high-quality materials and excellent sound insulation. The seats are supportive and comfortable for long journeys, though some might find the ride slightly firm in sportier modes compared to a pure luxury sedan.
  • Dynamics (5)
    5 out of 5 stars
    The M550i xDrive offers an incredible blend of performance and everyday usability. The twin-turbo V8 delivers immense power, and the xDrive system provides excellent grip and confidence in all conditions. Steering is precise, and the adaptive suspension keeps body roll in check while still offering a compliant ride.

  • Comfort & Seating:

    • Heated Seats
    • Power Seats
  • Convenience:

    • Automatic Climate Control
    • Garage Door Opener
    • Parking Sensors
    • Rain Sensing Wipers
    • Remote Start
  • Entertainment:

    • Bluetooth
    • Premium Audio
    • Satellite Radio
  • Exterior:

    • Heated Mirrors
    • Sunroof/Moonroof
    • Tinted Windows
  • Safety:

    • Automatic Emergency Braking
    • Autonomous Braking
    • Backup Camera
    • Blind Spot Monitor
    • Collision Avoidance
    • Cross Traffic Alert
    • Lane Departure Warning
    • Lane Keeping Assistance
    • Tire Pressure Monitoring
  • Technology:

    • Android Auto
    • Navigation

  • Air Conditioning

    • Front air conditioning: automatic climate control
    • Front air conditioning zones: dual
    • Air filtration: active charcoal
    • Rear vents: second row
  • Airbags

    • Airbag deactivation: occupant sensing passenger
    • Side airbags: front
    • Knee airbags: dual front
    • Front airbags: dual
    • Side curtain airbags: front
    • Side curtain airbags: rear
  • Audio System

    • Radio: voice operated
    • Auxiliary audio input: Bluetooth
    • Radio: touch screen display
    • Internet radio app: Spotify
    • Watts: 464
    • Premium brand: harman/kardon
    • Surround sound: 5.1
    • Antenna type: diversity
    • Antenna type: mast
    • Subwoofer: 2
    • Total speakers: 14
    • Radio: AM/FM
    • Radio data system
    • Digital sound processing
    • Speed sensitive volume control
    • Auxiliary audio input: USB
    • Radio: HD radio
    • Auxiliary audio input: iPod/iPhone
    • Satellite radio: SiriusXM
  • Brakes

    • Painted brake calipers
    • Rear brake type: ventilated disc
    • Brake drying
    • Emergency braking preparation
    • Front brake type: ventilated disc
    • Regenerative braking system
    • Braking assist
    • Electronic brakeforce distribution
    • ABS: 4-wheel
    • Power brakes
    • Electronic parking brake: auto off
    • Cornering brake control
    • Premium brakes
  • Comfort Features

    • Dash trim: leatherette
    • Dash trim: aluminum
    • Floor mat material: carpet
    • Shift knob trim: alloy
    • Center console trim: leather
    • Armrests: rear center folding with pass-thru
    • Steering wheel trim: leather
    • Door trim: leather
    • Interior accents: chrome
    • Armrests: rear center with cupholders
    • Interior accents: aluminum
    • Floor mats: rear
    • Floor mats: front
    • Floor material: carpet
    • Floor material: cargo area carpet
    • Interior accents: leather
    • Foot pedal trim: aluminum
    • Door sill trim: illuminated scuff plate
    • Center console trim: aluminum
    • Door trim: aluminum
  • Convenience Features

    • Power outlet(s): USB front
    • Power outlet(s): USB-C front
    • Cupholders: front
    • Memorized settings: 2 driver
    • Memorized settings: passenger seat
    • Memorized settings: steering wheel
    • Power outlet(s): 12V cargo area
    • One-touch windows: 4
    • Memorized settings: climate control
    • Reading lights: front
    • Power steering: variable/speed-proportional
    • Power outlet(s): 12V rear
    • Cargo area light
    • Cruise control
    • Multi-function remote: panic alarm
    • Power windows: lockout button
    • Courtesy lights: door
    • Overhead console: front
    • Steering wheel mounted controls: audio
    • Memorized settings: driver seat
    • Multi-function remote: vehicle and key memory
    • Memorized settings: side mirrors
    • Push-button start
    • Vanity mirrors: dual illuminating
    • Reading lights: rear
    • Power outlet(s): 12V front
    • Assist handle: rear
    • Remote engine start
    • Memorized settings: audio system
    • Center console: front console with armrest and storage
    • Steering wheel: power tilt and telescopic
    • Rearview mirror: auto-dimming
    • Footwell lights: color-adjustable
    • Steering wheel mounted controls: cruise control
    • Steering wheel mounted controls: phone
    • Steering wheel mounted controls: multi-function
    • Easy entry: power steering wheel
    • Universal remote transmitter: Homelink - garage door opener
    • Steering wheel mounted controls: paddle shifter
    • Storage: front seatback
    • Assist handle: front
    • Storage: cargo tie-down anchors and hooks
    • Ambient lighting: color-adjustable
    • Storage: door pockets
    • Multi-function remote: proximity entry system
    • Cupholders: rear
    • Steering wheel mounted controls: voice control
    • Storage: accessory hook
    • Touch-sensitive controls
    • Multi-function remote: trunk release
  • Drivetrain

    • Drive mode selector
    • 4WD type: full time
    • Axle ratio: 2.81
    • Locking differential: rear
  • Engine

    • Auto start/stop
    • Battery saver
    • Battery: maintenance-free
  • Exterior Features

    • Active grille shutters
    • Exhaust: integrated
    • Exhaust tip color: metallic
    • Rear trunk/liftgate: sensor-activated
    • Rear trunk/liftgate: power operated
    • Front bumper color: body-color
    • Door handle color: body-color
    • Rear spoiler color: body-color
    • Grille color: black
    • Rear bumper color: body-color
    • Mirror color: silver
    • Exhaust: dual tip
    • Rocker panel color: body-color
    • Rear spoiler: lip
    • Window trim: black
    • Grille color: silver surround
  • In Car Entertainment

    • Connected in-car apps: Google POIs
    • Connected in-car apps: Google search
    • Infotainment screen size: 12.3 in.
    • Smartphone integration: wireless Apple CarPlay
    • Smartphone integration: wireless Android Auto
  • Instrumentation

    • Instrument cluster screen size: 12.3 in.
    • Warnings and reminders: lamp failure
    • Warnings and reminders: coolant temperature warning
    • Clock
    • Gauge: tachometer
    • Compass
    • Digital odometer
    • External temperature display
    • Multi-function display
    • Fuel economy display: MPG
    • Fuel economy display: range
    • Warnings and reminders: low oil level
    • Warnings and reminders: low fuel level
    • Warnings and reminders: maintenance due
    • Trip odometer
  • Lights

    • Daytime running lights: LED
    • Headlights: cornering
    • Taillights: LED
    • Taillights: adaptive
    • Headlights: auto high beam dimmer
    • Exterior entry lights: puddle lamps
    • Exterior entry lights: approach lamps
    • Headlights: LED
    • Headlights: wiper activated
    • Headlights: auto delay off
    • Headlights: auto on/off
    • Headlights: self-leveling
  • Mirrors

    • Side mirrors: integrated turn signals
    • Side mirror adjustments: power
    • Side mirrors: heated
    • Side mirror adjustments: reverse gear tilt
    • Side mirror adjustments: power folding
    • Side mirrors: driver side auto-dimming
  • Roof

    • Moonroof / Sunroof: tilt/slide
    • Moonroof / Sunroof: power sunshade
    • Moonroof / Sunroof: one-touch open/close
    • Moonroof / Sunroof: anti-trapping
    • Moonroof / Sunroof: remotely operated
    • Moonroof / Sunroof: power glass
    • Moonroof / Sunroof wind deflector
  • Safety

    • Rearview monitor: in dash
    • Cross traffic alert: rear
    • Driver attention alert system
    • Pre-collision warning system: vibrating steering wheel
    • Pre-collision warning system: audible warning
    • Pre-collision warning system: visual warning
    • Traffic sign recognition
    • Pre-collision warning system: pedestrian detection
    • Automatic emergency braking: front pedestrian
    • Automatic emergency braking: front
    • Impact sensor: post-collision safety system
    • Active head restraints: dual front
    • Child safety door locks
    • Child seat anchors: LATCH system
    • Impact sensor: battery disconnect
    • Impact sensor: door unlock
    • Emergency interior trunk release
    • Camera system: rearview
    • Impact sensor: fuel cut-off
    • Parking sensors: rear
    • Blind spot safety: sensor/alert
    • Lane deviation sensors
    • Impact sensor: alert system
    • Parking sensors: front
    • Crumple zones: front
  • Seatbelts

    • Seatbelt pretensioners: front
    • Seatbelt force limiters: front
    • Seatbelt force limiters: rear
    • Emergency locking retractors: rear
    • Seatbelt warning sensor: front
    • Rear seatbelts: 3-point
    • Front seatbelts: 3-point
    • Emergency locking retractors: front
  • Seats

    • Passenger seat power adjustments: 4-way power lumbar
    • Driver seat power adjustments: height
    • Passenger seat power adjustments: height
    • Passenger seat: heated
    • Front headrests: power adjustable
    • Driver seat: heated
    • Rear headrests: 3
    • Rear seat folding: split
    • Front headrests: 2
    • Upholstery: leather
    • Rear seat type: 40-20-40 split bench
    • Rear headrests: adjustable
    • Driver seat power adjustments: 4-way power lumbar
    • Front seat type: sport bucket
    • Driver seat power adjustments: reclining
    • Passenger seat power adjustments: reclining
    • Driver seat power adjustments: 20
    • Passenger seat power adjustments: 20
  • Security

    • Anti-theft system: alarm
    • Power door locks: anti-lockout
    • Anti-theft system: vehicle immobilizer
    • Power door locks: auto-locking
  • Stability and Traction

    • Stability control
    • Traction control
    • Hill holder control
  • Steering

    • Steering ratio: 16.5
  • Suspension

    • Front suspension classification: independent
    • Rear suspension classification: independent
    • Front suspension type: double wishbone
    • Rear suspension type: multi-link
    • Rear spring type: coil
    • Front stabilizer bar
    • Rear stabilizer bar
    • Front spring type: coil
    • Driver adjustable suspension: ride control
    • Active suspension
    • Suspension control: electronic
    • Tuned suspension: sport
    • Rear shock type: twin-tube gas
    • Front struts
    • Front shock type: twin-tube gas
  • Telematics

    • Electronic messaging assistance: voice operated
    • Wi-Fi: hotspot
    • Smart device app function: vehicle location
    • Driver assistance app: roadside assistance
    • Smart device app function: maintenance status
    • Smart device app function: lock operation
    • Smart device app function: horn/light operation
    • Smart device app compatibility: BMW ConnectedDrive
    • Smart device app function: engine start
    • Smart device app function: maintenance scheduling
    • Smart device app function: phone as a key
    • Navigation data: send destination to vehicle
    • Satellite communications: BMW Assist
    • Wireless data link: Bluetooth
    • Navigation system: hard drive
    • Hands-free phone call integration: voice operated
    • Navigation system: touch screen display
    • Navigation data: real time traffic
    • Navigation system: voice operated
  • Tires and Rims

    • Tire type: performance
    • Tire Pressure Monitoring System
    • Wheels: painted aluminum alloy
    • Run flat tires
  • Windows

    • Window defogger: rear
    • Front wipers: speed sensitive
    • Front wipers: variable intermittent
    • Power windows: safety reverse
    • Front wipers: rain sensing
    • Heated windshield washer jets
    • Solar-tinted glass
    • Laminated glass
    • Power windows: remotely operated

The 2021 BMW 5 Series: A Refined Executive Sedan

The 2021 BMW 5 Series continues its legacy as a benchmark in the midsize luxury sedan segment, offering a compelling blend of sophisticated design, engaging driving dynamics, and cutting-edge technology. This model year brings a subtle but impactful refresh, enhancing its appeal for discerning buyers seeking a premium experience.

Highlights

  • Engine Options: The 2021 5 Series provides a range of potent and efficient powertrains to suit various driving preferences. The lineup typically includes:

    • 530i: Powered by a responsive 2.0-liter turbocharged four-cylinder engine, delivering a balance of performance and fuel economy.
    • 540i: Featuring a smooth and powerful 3.0-liter turbocharged inline-six engine, offering a significant step up in acceleration and refinement.
    • M550i xDrive: The performance-oriented model boasts a potent 4.4-liter twin-turbocharged V8 engine, providing exhilarating acceleration and a more aggressive driving character.
    • 530e Plug-in Hybrid: Combines a 2.0-liter turbocharged four-cylinder engine with an electric motor for improved fuel efficiency and the ability to travel on electric power alone for short distances.
    • M5: While a distinct model, the M5 is the ultimate expression of the 5 Series, featuring an even more powerful V8 and track-inspired performance.
  • Safety Features: BMW equips the 2021 5 Series with a comprehensive suite of advanced driver-assistance systems designed to enhance safety and provide peace of mind:

    • Automatic Emergency Braking with Pedestrian Detection: Utilizes sensors to detect potential frontal collisions and automatically applies the brakes to mitigate or avoid an impact, including with pedestrians.
    • Blind-Spot Monitoring: Alerts the driver to vehicles in their blind spots, preventing unsafe lane changes.
    • Lane Departure Warning: Notifies the driver if they inadvertently drift out of their lane, often accompanied by lane-keeping assist that can gently steer the vehicle back into its lane.
    • Adaptive Cruise Control: Maintains a set distance from the vehicle ahead, automatically adjusting speed to traffic flow. Many systems also include stop-and-go functionality for use in heavy traffic.
    • Parking Assistant Plus (Optional): Features like a 360-degree camera system and surround-view cameras provide a comprehensive view around the vehicle, making parking in tight spaces significantly easier.
  • Trim Summary:

    • 530i (RWD/xDrive): The entry point to the 5 Series lineup, offering a well-appointed and engaging experience for everyday luxury.
    • 540i (RWD/xDrive): Elevates the driving experience with a more potent six-cylinder engine and often includes additional premium features as standard.
    • 530e (xDrive): Provides an eco-conscious option without sacrificing luxury or performance, ideal for those looking to reduce their fuel consumption.
    • M550i xDrive: The performance flagship of the standard 5 Series range, delivering thrilling acceleration and a more dynamic driving setup.
  • Other Notable Aspects:

    • Updated Exterior Styling: The 2021 model receives a refreshed exterior with a slightly larger kidney grille, revised front and rear bumper designs, and new headlight and taillight signatures, lending a more modern and aggressive stance.
    • Enhanced Infotainment System: The iDrive infotainment system is updated with a larger standard touchscreen display and improved voice control capabilities, making it more intuitive and user-friendly.
    • Luxurious and Spacious Interior: The cabin exudes BMW's signature quality with premium materials, excellent craftsmanship, and ample space for both front and rear passengers.
    • Engaging Driving Dynamics: Despite its luxury appointments, the 5 Series remains true to BMW's sporting heritage, offering sharp handling, a comfortable ride, and responsive steering.

What to Expect

Owning a 2021 BMW 5 Series generally translates to a sophisticated and enjoyable experience. The driving position is commanding, the seats are supportive for long journeys, and the cabin remains quiet and refined, even at highway speeds. The technological integration is seamless, with the iDrive system providing access to navigation, entertainment, and vehicle settings with minimal distraction.

Maintenance: As a premium German luxury vehicle, the 5 Series is known for requiring diligent maintenance to ensure optimal performance and longevity. Routine services such as oil changes, filter replacements, and tire rotations will be necessary. While BMW often offers a complimentary maintenance package for the first few years of ownership, beyond that, expect maintenance costs to be higher than those for mainstream brands. It's advisable to use authorized BMW service centers or reputable independent specialists familiar with the brand for specialized knowledge and genuine parts.

Insurance: Due to its luxury positioning, advanced technology, and powerful engine options, insurance premiums for the 2021 BMW 5 Series are typically higher than for less expensive or less performance-oriented vehicles. Factors such as the specific engine chosen, safety feature utilization, driving history, and your location will all influence the final cost. It's recommended to obtain multiple insurance quotes to find the most suitable coverage.

Potential Considerations

  • Rear Seat Space: While generally spacious, the rear seat might feel slightly less accommodating for very tall adults compared to some competitors in the segment, particularly in terms of legroom.
  • Complexity of Technology: The wealth of technology, while impressive, can initially be overwhelming for some drivers. Becoming fully acquainted with all the features and settings may require a learning curve.
  • Ride Firmness (in Sportier Trims): While the suspension is generally well-balanced, the sportier trims, especially those equipped with optional M Sport suspension, can exhibit a firmer ride on rougher road surfaces, which some may find less comfortable.
  • Cost of Repair: As with many high-end luxury vehicles, the cost of parts and labor for repairs outside of warranty can be substantial.

Overall Summary

The 2021 BMW 5 Series stands as a highly accomplished and desirable executive sedan. It masterfully blends luxury, technology, and a rewarding driving experience, making it a compelling choice for those seeking a refined and engaging daily driver. With its updated styling, enhanced features, and a range of potent powertrains, the 2021 model year represents a strong evolution of an already outstanding vehicle, solidifying its position as a leader in its class.

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Listed on April 23, 2026 (2 hours ago)
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Cruz™ Disclaimer: Vehicle details shown on this site are provided by sellers or third parties. Cruz™ does not independently verify this information and is not liable for its accuracy. All services and content are offered without any warranty, either expressed or implied. Learn more here.MPG & Max Range: Fuel economy estimates are provided by the EPA and are intended for comparison purposes only. Your actual mileage will vary depending on driving conditions, vehicle condition, and other factors.Price: Prices shown may not include taxes, fees, or other charges. Prices and availability are subject to change without notice. Contact the seller for the most current pricing information.Options & Features: Installed options may not be shown. Contact the seller for more information about available features and options.