Discount Motors

2060 US-50, Pueblo, CO 81008
4.1
4.1 out of 5 stars

Used 2020 Lincoln Navigator Reserve

76,790 miles
For Sale:$39,994

$2,000(-4.8%)price drop

Estimated payment:$907/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score

Value ChartA visual chart indicating the fair price range is between $32,000 and $37,600, while the current price is $39,994.$32,000 - $37,600$39,994
  • Priced at $39,994, this vehicle is $2,394 above the high end of its fair market value of $37,600.

  • The current fair market price range is between $32,000 to $37,600.

  • It has 76,790 miles, which is 18,510 (19%) below the median mileage of 95,300.

Note: This is an estimate based on a variety of factors (experimental feature). It is intended to provide a fair market value range to help guide your buying decision.

View Full Value Report

SequenceDatePrice ChangeCurrent Price
1.12/12/2025 (4 months ago)$44,997
2.4/7/2026 (18 days ago)-$3,003 (-6.7%)$41,994
3.4/18/2026 (7 days ago)-$2,000 (-4.8%)$39,994
  • SUV
  • Luxury
  • Very Comfortable
  • Family Favorites
  • Spacious Front Legroom
  • Vaulted Headroom
  • Roomy Interior
  • Condition
    Used
  • Mileage
    76,790miles
  • Aggregate Ratings
    3.4
    3.4 out of 5 stars
  • Generation
    4(2018 - 2024)
  • Trim
    Reserve
  • Drivetrain
    4X4
  • Transmission
    10-Speed Shiftable Automatic
  • MPG
    16 city21 highwayMax range: 496 miles
  • Exterior Color
    Pristine White (White)Factory Paint Code:AZ
  • Upholstery
    Leather
  • Size Segment
    Large
  • Doors
    4
  • Max Seating
    8
  • Max Towing Capacity
    8,300lbs.
  • Weight Class
    6,000-10,000 lbs. (2)
  • Ground Clearance
    9.6inch
  • NHTSA Safety Ratings
    5
    5 out of 5 stars
  • Final Assembly Point
    Jefferson County, Kentucky
  • VIN
    5LMJJ2LT6LEL04114
  • Starting MSRP
    $84,400

Engine3.5L V6 Gasoline 450hp

  • Fuel Type:Gasoline
  • Fuel Quality:87
  • Max Horsepower:450 hp @ 5500 rpm
  • Power to Weight Ratio:13.16lbs/hp
  • Max Torque:510 ft.lbf @ 3000 rpm
  • Displacement:3.5liters
  • Block Type:V
  • Cylinders:6
  • Aspiration:Twin Turbo
  • Fuel Induction:Direct Injection
  • Oil Capacity:5.7liters
  • Cam Type:DOHC
  • Stroke:3.41
  • Bore:3.64
  • Valves:24

  • Comfort & Seating:

    • Heated Seats
    • Heated Steering Wheel
    • Power Seats
    • Ventilated Seats
  • Convenience:

    • 115V Power Outlet
    • Adaptive Cruise Control
    • Adjustable Pedals
    • Automatic Climate Control
    • Garage Door Opener
    • Parking Sensors
    • Rain Sensing Wipers
    • Remote Start
    • Self Parking
  • Entertainment:

    • Bluetooth
    • Premium Audio
    • Satellite Radio
  • Exterior:

    • Heated Mirrors
    • Sunroof/Moonroof
    • Tinted Windows
  • Other:

    • Trailer Hitch
  • Safety:

    • Automatic Emergency Braking
    • Autonomous Braking
    • Backup Camera
    • Blind Spot Monitor
    • Collision Avoidance
    • Cross Traffic Alert
    • Lane Departure Warning
    • Lane Keeping Assistance
    • Surround View Camera
    • Tire Pressure Monitoring
  • Technology:

    • Android Auto
    • Navigation

2020 Lincoln Navigator Overview

The 2020 Lincoln Navigator represents a bold statement in the luxury SUV segment, offering a commanding presence, a spacious and opulent interior, and a sophisticated driving experience. Designed to compete with the best from European and domestic rivals, the Navigator blends robust American capability with refined luxury.

Highlights

  • Engine: The Navigator is powered by a potent 3.5-liter EcoBoost V6 engine. This twin-turbocharged powerhouse delivers an impressive 450 horsepower and 510 lb-ft of torque. Paired with a smooth-shifting 10-speed SelectShift automatic transmission, it provides effortless acceleration and ample power for towing and confident highway cruising.
  • Safety Features: Lincoln prioritizes safety, equipping the 2020 Navigator with a suite of advanced driver-assistance systems (ADAS):
    • Pre-Collision Assist with Automatic Emergency Braking (AEB): Detects potential frontal collisions with vehicles and pedestrians, and can automatically apply the brakes to mitigate or avoid an impact.
    • Blind Spot Information System (BLIS) with Cross-Traffic Alert: Alerts the driver to vehicles in their blind spots and warns of approaching traffic when backing out of a parking space.
    • Lane-Keeping System: Monitors lane markers and can subtly steer the vehicle back into its lane if it drifts unintentionally.
    • 360-Degree Camera System: Provides a bird's-eye view of the vehicle's surroundings, aiding in parking and low-speed maneuvers.
    • Adaptive Cruise Control: Maintains a set speed and a pre-selected following distance from the vehicle ahead, automatically adjusting speed as traffic conditions change.
  • Trim Summary: The 2020 Navigator is available in three distinct trims, each offering escalating levels of luxury and features:
    • SELECT: The entry point into Navigator ownership, offering a premium experience with a strong foundation of comfort and technology.
    • RESERVE: Elevates the luxury with premium interior materials, enhanced comfort features, and more sophisticated styling elements.
    • BLACK LABEL: The pinnacle of Lincoln luxury, featuring exclusive design themes, premium interior appointments, and unique features designed for the discerning buyer.
  • Other Notable Aspects:
    • Spacious Interior: The Navigator boasts one of the most accommodating interiors in its class, with ample legroom and headroom for all three rows of seating.
    • Cargo Capacity: Whether in the standard wheelbase or the extended LWB version, cargo space is generous, making it ideal for family road trips or hauling large items.
    • Lincoln Drive Control: Allows drivers to select from various drive modes (e.g., Comfort, Excite, Normal, Deep Conditions, Conserve) to tailor the vehicle's performance and ride characteristics to their preferences.
    • Revel® Ultima™ Audio System: Available on higher trims, this premium sound system delivers an immersive and high-fidelity audio experience.
    • Power Deployable Running Boards: A stylish and practical touch that automatically extends when doors are opened and retracts when closed.

What to Expect

Owning a 2020 Lincoln Navigator typically means experiencing a blend of effortless cruising and sophisticated comfort. The ride quality is generally smooth and composed, effectively absorbing road imperfections, especially when equipped with the optional adaptive suspension. The cabin is exceptionally quiet, allowing for easy conversation and a serene environment.

Maintenance: As a luxury vehicle, the Navigator's maintenance will generally align with expectations for its class. Regular oil changes, filter replacements, and fluid checks are standard. Lincoln's recommended service intervals should be followed to ensure optimal performance and longevity. Due to the advanced technology and powerful powertrain, it's advisable to have maintenance performed by a Lincoln-certified dealership or a reputable mechanic experienced with luxury SUVs.

Insurance: Insurance costs for the 2020 Lincoln Navigator are likely to be higher than for a mainstream SUV. Factors such as its luxury branding, powerful engine, advanced safety features, and higher replacement cost contribute to this. Premiums will vary significantly based on individual driving records, geographic location, coverage choices, and the specific trim level.

Potential Considerations

While the 2020 Navigator excels in many areas, there are a few points buyers might want to consider:

  • Fuel Economy: The potent V6 engine, while powerful, does result in less impressive fuel economy. Drivers primarily focused on maximizing miles per gallon might find this a drawback.
  • Size and Maneuverability: The Navigator is a large vehicle. While equipped with helpful parking aids, navigating tight city streets, crowded parking lots, and confined garages can still be a challenge for some drivers.
  • Infotainment System Responsiveness: While the SYNC 3 infotainment system is generally user-friendly, some reviews have noted occasional moments of lag or slower response times compared to competitors.
  • Third-Row Space: While spacious, the third row is still best suited for children or occasional adult use on shorter journeys. Very tall adults might find legroom a bit constrained, especially if the second row is pushed back.

Overall Summary

The 2020 Lincoln Navigator stands out as a compelling choice for those seeking a large, luxurious, and capable American SUV. It successfully blends robust performance with a supremely comfortable and feature-rich interior, making it an excellent option for families or anyone who prioritizes a refined and effortless driving experience. While fuel efficiency and its considerable size are aspects to consider, the Navigator's overall package of style, space, and luxury solidifies its position as a strong contender in the premium full-size SUV market.

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Listed on December 12, 2025 (4 months ago)
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