JERSEY AUTO CARS

1634 NOTTINGHAM WAY, Trenton, NJ 08619
4.4
4.4 out of 5 stars

Used 2020 Kia Optima Special Edition

122,670 miles
For Sale:$9,995
Estimated payment:$227/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score

Value ChartA visual chart indicating the fair price range is between $10,100 and $11,900, while the current price is $9,995.$10,100 - $11,900$9,995
  • Priced at $9,995, this vehicle is $105 (1%) below the low end of its fair market value of $10,100.

  • The current fair market price range is between $10,100 to $11,900.

  • It has 122,670 miles, which is 41,770 (52%) above the median mileage of 80,900.

Note: This is an estimate based on a variety of factors (experimental feature). It is intended to provide a fair market value range to help guide your buying decision.

View Full Value Report
  • Car
  • Sedan
  • Extended Front Legroom
  • Condition
    Used
  • Mileage
    122,670miles
  • Aggregate Ratings
    3.8
    3.8 out of 5 stars
  • Generation
    4(2015 - 2020)
  • Trim
    Special Edition
  • Drivetrain
    Front Wheel
  • Transmission
    6-Speed Shiftable Automatic
  • MPG
    24 city32 highwayMax range: 592 miles
  • Exterior Color
    Snow White Pearl (White)Factory Paint Code:SWP
  • Interior Color
    Black Factory Paint Code:WK
  • Upholstery
    Leather
  • Size Segment
    Large
  • Doors
    4
  • Max Seating
    5
  • Max Towing Capacity
    0lbs.
  • Ground Clearance
    5.3inch
  • NHTSA Safety Ratings
    5
    5 out of 5 stars
  • Final Assembly Point
    West Point, Georgia
  • VIN
    5XXGT4L32LG451534
  • Starting MSRP
    $26,390

Engine2.4L I4 Gasoline 185hp

  • Fuel Type:Gasoline
  • Fuel Quality:87
  • Max Horsepower:185 hp @ 6000 rpm
  • Power to Weight Ratio:17.83lbs/hp
  • Max Torque:178 ft.lbf @ 4000 rpm
  • Displacement:2.4liters
  • Block Type:I
  • Cylinders:4
  • Aspiration:Naturally Aspirated
  • Fuel Induction:Direct Injection
  • Oil Capacity:4.8liters
  • Cam Type:DOHC
  • Stroke:3.82
  • Bore:3.46
  • Valves:16

Message from the seller

DOWN PAYMENT AS LOW AS $499!! Welcome to 🚘 JERSEY AUTO CARS 🚘 ⭐️Where everyone is approved regardless of their credit history. ⭐️Bad credit is approved, ⭐️Good credit approved, ⭐️No credit approved, ⭐️first-time buyer approved, ⭐️ international students approved, ⭐️ unemployment approved, ⭐️SSI income approved, ⭐️ previous repossessions approved, ⭐️Cash jobs all are approved. ✅ Dealer Fee way off ✅ Documents Fee way off 📞Contact ☎️ Call or text 6️⃣0️⃣9️⃣2️⃣4️⃣5️⃣8️⃣7️⃣7️⃣7️⃣ to schedule your test drive today!

* Based on opinions and should be considered as general guidance only.

  • Reliability (4)
    4 out of 5 stars
    Kia generally has a good reputation for reliability, and the 2020 Optima is expected to follow suit. While not perfect, major issues are uncommon, and the warranty coverage is excellent.
  • Maintenance (4)
    4 out of 5 stars
    Maintenance costs for the Optima are typically on par with other mid-size sedans. Parts are readily available, and routine servicing is straightforward and affordable.
  • Technology (4)
    4 out of 5 stars
    The Special Edition comes well-equipped with an intuitive infotainment system, Apple CarPlay, Android Auto, and a good suite of standard safety features. The interface is user-friendly and responsive.
  • Comfort (4)
    4 out of 5 stars
    Comfort is a strong suit, with spacious seating for front and rear passengers. The seats are well-cushioned, and the cabin remains relatively quiet on the highway, contributing to a pleasant ride.
  • Dynamics (3)
    3 out of 5 stars
    The 2020 Kia Optima Special Edition offers a competent but unexciting driving experience. The steering is light, and the ride is generally smooth, but it lacks the sporty feel of some rivals.

  • Air Conditioning

    • Front air conditioning zones: single
    • Front air conditioning
    • Air filtration
  • Airbags

    • Airbag deactivation: occupant sensing passenger
    • Side airbags: front
    • Knee airbags: driver
    • Front airbags: dual
    • Side curtain airbags: front
    • Side curtain airbags: rear
  • Audio System

    • Radio: voice operated
    • Auxiliary audio input: Bluetooth
    • Radio: touch screen display
    • Internet radio app: Pandora
    • Antenna type: mast
    • Total speakers: 6
    • Radio: AM/FM
    • Radio data system
    • Speed sensitive volume control
    • Auxiliary audio input: jack
    • Auxiliary audio input: USB
    • Auxiliary audio input: iPod/iPhone
  • Brakes

    • Rear brake type: disc
    • Rear brake diameter: 11.2
    • Front brake diameter: 12
    • Front brake type: ventilated disc
    • Braking assist
    • Electronic brakeforce distribution
    • ABS: 4-wheel
    • Power brakes
  • Comfort Features

    • Shift knob trim: leather
    • Heated steering wheel
    • Steering wheel trim: leather
    • Interior accents: metallic-tone
    • Armrests: rear folding
    • Armrests: rear center with cupholders
    • Floor material: carpet
    • Door sill trim: scuff plate
  • Convenience Features

    • Cupholders: front
    • Steering wheel: tilt and telescopic
    • One-touch windows: 2
    • Reading lights: front
    • Cargo area light
    • Cruise control
    • Power steering
    • Multi-function remote: panic alarm
    • Power windows: lockout button
    • Courtesy lights: door
    • Overhead console: front
    • Steering wheel mounted controls: audio
    • Rearview mirror: manual day/night
    • Push-button start
    • Vanity mirrors: dual illuminating
    • Reading lights: rear
    • Power outlet(s): 12V front
    • Assist handle: rear
    • Center console: front console with armrest and storage
    • Steering wheel mounted controls: cruise control
    • Steering wheel mounted controls: phone
    • Storage: front seatback
    • Assist handle: front
    • Storage: sunglasses holder
    • Storage: door pockets
    • Multi-function remote: proximity entry system
    • Cupholders: rear
    • Steering wheel mounted controls: voice control
    • Storage: accessory hook
    • Multi-function remote: trunk release
  • Drivetrain

    • Drive mode selector
    • Axle ratio: 2.89
  • Engine

    • Battery saver
    • Alternator: 150 amps
    • Battery rating: 800 CCA
  • Exterior Features

    • Rear trunk/liftgate: sensor-activated
    • Rear trunk/liftgate: power operated
    • Mirror color: black
    • Front bumper color: body-color
    • Door handle color: chrome
    • Exhaust tip color: chrome
    • Grille color: chrome surround
    • Grille color: black
    • Rear bumper color: body-color
    • Exhaust: dual tip
    • Rocker panel color: body-color
    • Window trim: black
  • In Car Entertainment

    • Connected in-car apps: Google POIs
    • Connected in-car apps: Google search
    • Connected in-car apps: app marketplace integration
    • Smartphone integration: Apple CarPlay
    • Smartphone integration: Android Auto
    • Infotainment screen size: 8 in.
  • Instrumentation

    • Instrument cluster screen size: 3.5 in.
    • Clock
    • Gauge: tachometer
    • Digital odometer
    • External temperature display
    • Multi-function display
    • Fuel economy display: MPG
    • Fuel economy display: range
    • Warnings and reminders: low oil level
    • Warnings and reminders: low fuel level
    • Warnings and reminders: low washer fluid
    • Warnings and reminders: maintenance due
    • Trip odometer
  • Lights

    • Daytime running lights: LED
    • Taillights: LED
    • Headlights: auto high beam dimmer
    • Exterior entry lights: approach lamps
    • Headlights: auto delay off
    • Headlights: auto on/off
    • Headlights: halogen
  • Mirrors

    • Side mirrors: integrated turn signals
    • Side mirror adjustments: power
    • Side mirror adjustments: manual folding
    • Side mirrors: heated
  • Roof

    • Moonroof / Sunroof: tilt/slide
    • Moonroof / Sunroof: power panoramic
    • Moonroof / Sunroof: power sunshade
    • Moonroof / Sunroof: one-touch open/close
    • Moonroof / Sunroof: anti-trapping
  • Safety

    • Rearview monitor: in dash
    • Cross traffic alert: rear
    • Driver attention alert system
    • Pre-collision warning system: audible warning
    • Pre-collision warning system: visual warning
    • Lane keeping assist
    • Pre-collision warning system: pedestrian detection
    • Automatic emergency braking: front pedestrian
    • Automatic emergency braking: front
    • Child safety door locks
    • Child seat anchors: LATCH system
    • Impact sensor: door unlock
    • Emergency interior trunk release
    • Camera system: rearview
    • Parking sensors: rear
    • Blind spot safety: sensor/alert
    • Lane deviation sensors
    • Crumple zones: front
    • Crumple zones: rear
  • Seatbelts

    • Seatbelt pretensioners: front
    • Seatbelt warning sensor: front
    • Rear seatbelts: 3-point
    • Front seatbelts: 3-point
    • Emergency locking retractors: front
  • Seats

    • Driver seat power adjustments: height
    • Passenger seat manual adjustments: height
    • Passenger seat: heated
    • Driver seat: heated
    • Driver seat power adjustments: 10
    • Rear headrests: 3
    • Passenger seat manual adjustments: 6
    • Rear seat folding: split
    • Front headrests: 2
    • Front seat type: bucket
    • Rear seat type: 60-40 split bench
    • Rear headrests: adjustable
    • Upholstery: leather-trimmed
    • Front headrests: adjustable
    • Driver seat power adjustments: lumbar
    • Passenger seat manual adjustments: reclining
    • Driver seat power adjustments: reclining
  • Security

    • Anti-theft system: alarm
    • Power door locks: anti-lockout
    • Anti-theft system: vehicle immobilizer
    • Power door locks: auto-locking
  • Stability and Traction

    • Stability control
    • Traction control
    • Hill holder control
  • Steering

    • Turns lock-to-lock: 2.8
  • Suspension

    • Front suspension classification: independent
    • Rear suspension classification: independent
    • Front struts: MacPherson
    • Rear suspension type: multi-link
    • Rear spring type: coil
    • Front stabilizer bar
    • Rear stabilizer bar
    • Front spring type: coil
    • Front suspension type: lower control arms
    • Rear shock type: gas
    • Front shock type: gas
  • Telematics

    • Electronic messaging assistance: with read function
    • Electronic messaging assistance: voice operated
    • Driver assistance app: roadside assistance
    • Wireless data link: Bluetooth
    • Hands-free phone call integration: voice operated
  • Tires and Rims

    • Tire type: all season
    • Tire Pressure Monitoring System
    • Wheels: painted aluminum alloy
    • Spare tire kit: tire sealant
    • Spare tire kit: inflator kit
  • Windows

    • Window defogger: rear
    • Front wipers: variable intermittent
    • Power windows: safety reverse
    • Solar-tinted glass

  • Overall

    5 out of 5 stars
  • Front Crash Overall

    5 out of 5 stars
  • Front Crash Driver

    5 out of 5 stars
  • Front Crash Passenger

    4 out of 5 stars
  • Side Crash Overall

    5 out of 5 stars
  • Side Barrier Overall

    5 out of 5 stars
  • Side Barrier Driver

    5 out of 5 stars
  • Side Barrier Passenger

    5 out of 5 stars
  • Side Pole Driver

    5 out of 5 stars
  • Side Combined Front

    5 out of 5 stars
  • Side Combined Rear

    5 out of 5 stars
  • Rollover

    5 out of 5 stars

NHTSA Vehicle Tested:2020 Kia Optima 4 DR FWD

  • Seating:

    • Seating Rows:2
    • Standard Seating:5
    • Max Seating:5
    • Head Room (front):39.8in.
    • Leg Room (front):45.5in.
    • Shoulder Room (front):58.1in.
    • Hip Room (front):56in.
    • Head Room (rear):37.8in.
    • Leg Room (rear):35.6in.
    • Shoulder Room (rear):56.4in.
    • Hip Room (rear):56in.
  • Measurements:

    • Length:191.1in.
    • Width:73.2in.
    • Height:57.7in.
    • Ground Clearance:5.3in.
    • Wheelbase:110.4in.
    • Front Track:62.9in.
    • Rear Track:63.2in.
  • Interior Dimensions:

    • Passenger Volume:104.8cuft
    • Cargo Volume:15.9cuft
  • Weight:

    • Curb Weight:3,298lbs
  • Wheels & Tires:

    • Wheel Diameter:18.0 x 7.5in.
    • Wheel Diameter (rear):18.0 x 7.5in.
    • Tire:235/45R18 94V
    • Tire (rear):235/45R18 94V
  • Performance:

    • Power to Weight Ratio:17.83lbs/hp
    • Aerodynamic Drag:0.27drag
    • Turning Circle:35.8ft.
  • Fuel Tank:

    • Fuel Tank Volume:18.5gallon

All warranties have now EXPIRED

  • Non-Transferable Powertrain
    10 years/100,000 miles
  • Corrosion
    5 years/100,000 miles
  • Roadside Assistance
    5 years/60,000 miles
  • New Car Basic Warranty
    5 years/60,000 miles
  • Transferable Powertrain
    5 years/60,000 miles
  • Battery Warranty
    3 years/36,000 miles

2020 Kia Optima

The 2020 Kia Optima, marking the final model year of its third generation, offered a compelling blend of style, value, and technology in the midsize sedan segment. While it was replaced by the more aggressively styled K5 for the 2021 model year, the 2020 Optima remained a strong contender for those seeking a well-rounded and affordable sedan.

Highlights

  • Engine Options: The 2020 Optima offered two capable engine choices, catering to different driving preferences:
    • 2.4-liter Four-Cylinder Engine: This standard engine produced 185 horsepower and 178 lb-ft of torque, providing adequate power for daily commuting and general driving. It was paired with a smooth-shifting six-speed automatic transmission.
    • 1.6-liter Turbocharged Four-Cylinder Engine: Available on the S and EX trims, this engine delivered a more spirited performance with 178 horsepower and a more robust 195 lb-ft of torque. It was notably paired with a seven-speed dual-clutch automatic transmission for quicker shifts and improved fuel efficiency.
  • Advanced Safety Features: Kia equipped the 2020 Optima with a comprehensive suite of driver-assistance technologies, enhancing safety and peace of mind:
    • Forward Collision-Avoidance Assist (FCA): This system uses a front-facing camera and radar to detect potential frontal collisions and can automatically apply the brakes if a collision is imminent.
    • Lane Keeping Assist (LKA): LKA helps prevent unintended lane departure by providing steering assistance to keep the vehicle centered within its lane markings.
    • Driver Attention Warning (DAW): DAW monitors driving patterns and alerts the driver if it detects signs of fatigue or distraction, encouraging them to take a break.
    • Blind Spot Collision Warning (BCW): BCW alerts the driver when a vehicle is detected in their blind spot, reducing the risk of accidents during lane changes.
    • Rear Cross-Traffic Collision Warning (RCCW): RCCW warns the driver of approaching vehicles when backing out of a parking spot or driveway.
    • Higher trims often included additional features like Smart Cruise Control and Parking Assist.
  • Trim Levels: The 2020 Optima was available in three distinct trims, each offering a progressively richer feature set:
    • LX: The base model provided a solid foundation with essential features and the standard 2.4-liter engine.
    • S: This sportier trim added stylish exterior accents, upgraded interior materials, and the option of the more powerful 1.6-liter turbo engine.
    • EX: The top-tier EX trim boasted premium features like leather seating, heated and ventilated front seats, a larger infotainment touchscreen, and the 1.6-liter turbo engine as standard.
  • User-Friendly Infotainment: All 2020 Optimas came standard with a 7-inch touchscreen infotainment system featuring Apple CarPlay and Android Auto integration, allowing seamless smartphone connectivity for navigation, music, and calls. Higher trims offered an 8-inch touchscreen with an enhanced sound system and navigation.
  • Comfortable and Quiet Cabin: The Optima's interior was known for its comfortable ride quality and a surprisingly quiet cabin, making it a pleasant place to spend time, especially on longer journeys.

What to Expect

The 2020 Kia Optima generally offers a predictable and positive ownership experience. Kia's reputation for reliability is well-established, and the Optima typically follows suit. Regular maintenance, as outlined in the owner's manual, will be key to ensuring its longevity. This usually includes routine oil changes, tire rotations, and filter replacements.

Insurance costs for the 2020 Optima are generally competitive within the midsize sedan segment, though this can vary based on individual driver profiles, location, and chosen coverage levels. Its safety features can sometimes contribute to lower insurance premiums.

Potential Considerations

While the 2020 Optima was a strong offering, there are a few aspects potential buyers should be aware of:

  • Transmission in the 1.6L Turbo: While the seven-speed dual-clutch automatic in the 1.6-liter turbo models generally performs well, some drivers have reported occasional hesitations or less refined shifts at very low speeds compared to traditional torque-converter automatics.
  • Less Engaging Driving Dynamics: Compared to some sportier rivals in the segment, the Optima's driving dynamics were more focused on comfort than outright performance. Those seeking a more exhilarating driving experience might find it slightly less engaging.
  • Aging Design: As it was the final year of its generation, the Optima's exterior styling was beginning to show its age compared to newer, more avant-garde designs that emerged in the segment.

Overall Summary

The 2020 Kia Optima stands as a commendable choice for buyers seeking a reliable, comfortable, and feature-rich midsize sedan. It delivered a compelling package with a user-friendly infotainment system, a good array of standard safety features, and efficient engine options. While its styling and driving dynamics might not be the sportiest in class, its overall value proposition and reputation for quality make it a sensible and satisfying option for everyday commuting and family transport.

0view
Listed on April 1, 2026 (20 days ago)
Not the right one?11 similar vehicles available nationwide
View Similar Vehicles

This Used 2020 Kia Optima Special Edition is available for drivers in Philadelphia, Trenton, Levittown, Piscataway, Jackson, Bensalem, New Brunswick, Freehold ...

Cruz™ Disclaimer: Vehicle details shown on this site are provided by sellers or third parties. Cruz™ does not independently verify this information and is not liable for its accuracy. All services and content are offered without any warranty, either expressed or implied. Learn more here.MPG & Max Range: Fuel economy estimates are provided by the EPA and are intended for comparison purposes only. Your actual mileage will vary depending on driving conditions, vehicle condition, and other factors.Price: Prices shown may not include taxes, fees, or other charges. Prices and availability are subject to change without notice. Contact the seller for the most current pricing information.Options & Features: Installed options may not be shown. Contact the seller for more information about available features and options.