D And B Auto Sales LLC

2860 W GULF TO LAKE HWY, Lecanto, FL 34461
5
5 out of 5 stars
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Used 2020 Kia Optima S

48,338 miles
For Sale:$14,900
Estimated payment:$338/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score

Value ChartA visual chart indicating the fair price range is between $13,600 and $16,000, while the current price is $14,900.$13,600 - $16,000$14,900
  • Priced at $14,900, this vehicle is within the current market price range of $13,600 to $16,000.

  • It has 48,338 miles, which is 41,362 (46%) below the median mileage of 89,700.

Note: This is an estimate based on a variety of factors (experimental feature). It is intended to provide a fair market value range to help guide your buying decision.

View Full Value Report
  • Car
  • Sedan
  • Extended Front Legroom
  • Condition
    Used
  • Mileage
    48,338miles
  • Aggregate Ratings
    3.8
    3.8 out of 5 stars
  • Generation
    4(2015 - 2020)
  • Trim
    S
  • Drivetrain
    Front Wheel
  • Transmission
    6-Speed Shiftable Automatic
  • MPG
    24 city32 highwayMax range: 592 miles
  • Exterior Color
    Ebony Black (Black)Factory Paint Code:EB
  • Interior Color
    Black Factory Paint Code:WK
  • Upholstery
    Cloth
  • Size Segment
    Large
  • Doors
    4
  • Max Seating
    5
  • Max Towing Capacity
    0lbs.
  • Ground Clearance
    5.3inch
  • NHTSA Safety Ratings
    5
    5 out of 5 stars
  • Final Assembly Point
    West Point, Georgia
  • VIN
    5XXGT4L30LG407015
  • Starting MSRP
    $24,890

Engine2.4L I4 Gasoline 185hp

  • Fuel Type:Gasoline
  • Fuel Quality:87
  • Max Horsepower:185 hp @ 6000 rpm
  • Power to Weight Ratio:17.83lbs/hp
  • Max Torque:178 ft.lbf @ 4000 rpm
  • Displacement:2.4liters
  • Block Type:I
  • Cylinders:4
  • Aspiration:Naturally Aspirated
  • Fuel Induction:Direct Injection
  • Oil Capacity:4.8liters
  • Cam Type:DOHC
  • Stroke:3.82
  • Bore:3.46
  • Valves:16

Message from the seller

2020 Kia Optima LX — Smart, comfortable midsize sedan with low miles and great value. Powered by a responsive 2.4L inline-4 engine producing 185 hp and 178 ft-lb of torque, this Optima delivers smooth day-to-day driving with plenty of passing power and efficient highway manners.

Factory standard features (well-equipped right from the start):
- Cloth seating surfaces with comfortable supportive front seats and a 60/40 split-folding rear seat for flexible cargo and passenger configurations.
- Intuitive infotainment system with smartphone integration (Apple CarPlay and Android Auto), Bluetooth hands-free calling and audio streaming, and USB connectivity for charging and media.
- AM/FM audio system with steering-wheel-mounted audio and phone controls for safer, easier operation on the road.
- Power windows and door locks, remote keyless entry, and power-adjustable side mirrors for convenience.
- Air conditioning with easy-to-use climate controls for everyday comfort.
- Rearview backup camera to help with parking and reversing.
- Comprehensive safety equipment including multiple airbags, anti-lock brakes (ABS), electronic stability control and traction control for confident handling in a variety of conditions, plus tire pressure monitoring.
- Cruise control and an adjustable steering column for comfortable longer drives.
- Practical interior storage pockets, cupholders and a roomy trunk for daily needs or weekend trips.

This specific Optima also includes dealer-installed convenience items: Carpet Floor Mats, a Cargo Net and a Cargo Tray—perfect for keeping the interior tidy and protecting the cargo area.

Vehicle condition and history:
- Excellent overall condition inside and out.
- Well-maintained with under 49,000 miles — averaging less than 7,000 miles per year.
- Clean CARFAX report for added peace of mind.

If you’re looking for a dependable, comfortable sedan with modern connectivity, low miles and a clean history, this 2020 Optima LX is a great choice. Contact us to schedule a test drive or to get more details — we’d be happy to help you make it yours.

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-Prices shown may include additional dealer fees including, but not limited to, state taxes, registration fees, temporary tags, or doc fees. While every effort has been made to ensure display of accurate data, including pricing data, the vehicle listings on this website may not reflect all accurate vehicle items. Accessories and color may vary. All Inventory listed is subject to prior sale.
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  • Comfort & Seating:

    • Power Seats
  • Convenience:

    • Parking Sensors
  • Entertainment:

    • Bluetooth
  • Exterior:

    • Heated Mirrors
    • Tinted Windows
  • Safety:

    • Automatic Emergency Braking
    • Autonomous Braking
    • Backup Camera
    • Blind Spot Monitor
    • Collision Avoidance
    • Cross Traffic Alert
    • Lane Departure Warning
    • Lane Keeping Assistance
    • Tire Pressure Monitoring
  • Technology:

    • Android Auto

2020 Kia Optima

The 2020 Kia Optima, marking the final model year of its third generation, offered a compelling blend of style, value, and technology in the midsize sedan segment. While it was replaced by the more aggressively styled K5 for the 2021 model year, the 2020 Optima remained a strong contender for those seeking a well-rounded and affordable sedan.

Highlights

  • Engine Options: The 2020 Optima offered two capable engine choices, catering to different driving preferences:
    • 2.4-liter Four-Cylinder Engine: This standard engine produced 185 horsepower and 178 lb-ft of torque, providing adequate power for daily commuting and general driving. It was paired with a smooth-shifting six-speed automatic transmission.
    • 1.6-liter Turbocharged Four-Cylinder Engine: Available on the S and EX trims, this engine delivered a more spirited performance with 178 horsepower and a more robust 195 lb-ft of torque. It was notably paired with a seven-speed dual-clutch automatic transmission for quicker shifts and improved fuel efficiency.
  • Advanced Safety Features: Kia equipped the 2020 Optima with a comprehensive suite of driver-assistance technologies, enhancing safety and peace of mind:
    • Forward Collision-Avoidance Assist (FCA): This system uses a front-facing camera and radar to detect potential frontal collisions and can automatically apply the brakes if a collision is imminent.
    • Lane Keeping Assist (LKA): LKA helps prevent unintended lane departure by providing steering assistance to keep the vehicle centered within its lane markings.
    • Driver Attention Warning (DAW): DAW monitors driving patterns and alerts the driver if it detects signs of fatigue or distraction, encouraging them to take a break.
    • Blind Spot Collision Warning (BCW): BCW alerts the driver when a vehicle is detected in their blind spot, reducing the risk of accidents during lane changes.
    • Rear Cross-Traffic Collision Warning (RCCW): RCCW warns the driver of approaching vehicles when backing out of a parking spot or driveway.
    • Higher trims often included additional features like Smart Cruise Control and Parking Assist.
  • Trim Levels: The 2020 Optima was available in three distinct trims, each offering a progressively richer feature set:
    • LX: The base model provided a solid foundation with essential features and the standard 2.4-liter engine.
    • S: This sportier trim added stylish exterior accents, upgraded interior materials, and the option of the more powerful 1.6-liter turbo engine.
    • EX: The top-tier EX trim boasted premium features like leather seating, heated and ventilated front seats, a larger infotainment touchscreen, and the 1.6-liter turbo engine as standard.
  • User-Friendly Infotainment: All 2020 Optimas came standard with a 7-inch touchscreen infotainment system featuring Apple CarPlay and Android Auto integration, allowing seamless smartphone connectivity for navigation, music, and calls. Higher trims offered an 8-inch touchscreen with an enhanced sound system and navigation.
  • Comfortable and Quiet Cabin: The Optima's interior was known for its comfortable ride quality and a surprisingly quiet cabin, making it a pleasant place to spend time, especially on longer journeys.

What to Expect

The 2020 Kia Optima generally offers a predictable and positive ownership experience. Kia's reputation for reliability is well-established, and the Optima typically follows suit. Regular maintenance, as outlined in the owner's manual, will be key to ensuring its longevity. This usually includes routine oil changes, tire rotations, and filter replacements.

Insurance costs for the 2020 Optima are generally competitive within the midsize sedan segment, though this can vary based on individual driver profiles, location, and chosen coverage levels. Its safety features can sometimes contribute to lower insurance premiums.

Potential Considerations

While the 2020 Optima was a strong offering, there are a few aspects potential buyers should be aware of:

  • Transmission in the 1.6L Turbo: While the seven-speed dual-clutch automatic in the 1.6-liter turbo models generally performs well, some drivers have reported occasional hesitations or less refined shifts at very low speeds compared to traditional torque-converter automatics.
  • Less Engaging Driving Dynamics: Compared to some sportier rivals in the segment, the Optima's driving dynamics were more focused on comfort than outright performance. Those seeking a more exhilarating driving experience might find it slightly less engaging.
  • Aging Design: As it was the final year of its generation, the Optima's exterior styling was beginning to show its age compared to newer, more avant-garde designs that emerged in the segment.

Overall Summary

The 2020 Kia Optima stands as a commendable choice for buyers seeking a reliable, comfortable, and feature-rich midsize sedan. It delivered a compelling package with a user-friendly infotainment system, a good array of standard safety features, and efficient engine options. While its styling and driving dynamics might not be the sportiest in class, its overall value proposition and reputation for quality make it a sensible and satisfying option for everyday commuting and family transport.

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Listed on April 5, 2026 (4 days ago)
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This Used 2020 Kia Optima S is available for drivers in Spring Hill, Brooksville, Ocala, Dunnellon, Inverness, Homosassa, Crystal River, Beverly Hills ...