Priced at $14,995, this vehicle is within the current market price range of $13,900 to $16,300.
It has 92,547 miles, which is 12,747 (16%) above the median mileage of 79,800.
Note: This is an estimate based on a variety of factors (experimental feature). It is intended to provide a fair market value range to help guide your buying decision.
View Full Value ReportIntroducing the sleek and stylish 2020 Kia Optima EX, now available with a powerful 1.6L Turbo I4 engine that delivers an impressive 178 horsepower and 195 ft. lbs. of torque. This dynamic sedan is perfect for those who crave a thrilling driving experience without sacrificing fuel efficiency. Paired with a 7-speed double clutch transmission, the Optima EX offers smooth and seamless shifting for an effortless ride.
Advertised price is for cash purchase only and does not include sales tax, registration, title, documentation, etc. Vehicle prices, equipment, mileage, and availability are subject to change without prior notice, and may vary based on market conditions or promotional periods. While every effort is made to ensure accurate information, H&M Buy Here Pay Here is not responsible for typographical or data errors, including misprints in price or vehicle details. Financing terms, estimated payments, and approval amounts are based on factors such as income verification, employment history, down payment, and lender approval, and may vary from the figures shown online. Estimated payments do not include upfront finance charges or optional protection products that may apply depending on the chosen financing program. Advertised prices and online quotes expire at midnight on the date they are posted and are valid only for customers who mention the internet offer at the time of sale. Prices listed do not include advertising or promotional costs. All vehicles are sold on a first come first served basis and may be subject to prior sale.
* Based on opinions and should be considered as general guidance only.
NHTSA Vehicle Tested:2020 Kia Optima 4 DR FWD
Possible remaining factory warranty
| Non-Transferable Powertrain | 10 years/100,000 miles |
| Corrosion | 5 years/100,000 miles |
| Roadside Assistance | 5 years/60,000 miles |
| New Car Basic Warranty | 5 years/60,000 miles |
| Transferable Powertrain | 5 years/60,000 miles |
| Battery Warranty | 3 years/36,000 miles |
The 2020 Kia Optima, marking the final model year of its third generation, offered a compelling blend of style, value, and technology in the midsize sedan segment. While it was replaced by the more aggressively styled K5 for the 2021 model year, the 2020 Optima remained a strong contender for those seeking a well-rounded and affordable sedan.
The 2020 Kia Optima generally offers a predictable and positive ownership experience. Kia's reputation for reliability is well-established, and the Optima typically follows suit. Regular maintenance, as outlined in the owner's manual, will be key to ensuring its longevity. This usually includes routine oil changes, tire rotations, and filter replacements.
Insurance costs for the 2020 Optima are generally competitive within the midsize sedan segment, though this can vary based on individual driver profiles, location, and chosen coverage levels. Its safety features can sometimes contribute to lower insurance premiums.
While the 2020 Optima was a strong offering, there are a few aspects potential buyers should be aware of:
The 2020 Kia Optima stands as a commendable choice for buyers seeking a reliable, comfortable, and feature-rich midsize sedan. It delivered a compelling package with a user-friendly infotainment system, a good array of standard safety features, and efficient engine options. While its styling and driving dynamics might not be the sportiest in class, its overall value proposition and reputation for quality make it a sensible and satisfying option for everyday commuting and family transport.
This Used 2020 Kia Optima EX is available for drivers in Brooklyn, New York, Bronx, Staten Island, Newark, Jersey City, Jamaica, Flushing ...
