Prime Automotive

1656 N NC HWY 16 BUSINESS, Denver, NC 28037
5
5 out of 5 stars
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Used 2020 Ford F-550 Super Duty

101,094 miles
For Sale:$39,900

$3,000(-7%)price drop

Estimated payment:$905/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score

SequenceDatePrice ChangeCurrent Price
1.11/16/2025 (5 months ago)$42,900
2.12/14/2025 (4 months ago)-$3,000 (-7.0%)$39,900
  • Truck
  • Chassis
  • Regular Cab
  • Condition
    Used
  • Mileage
    101,094miles
  • Drivetrain
    4X4
  • MPG
    N/A
  • Doors
    2
  • Weight Class
    16,001-19,500 lbs. (5)
  • Final Assembly Point
    Louisville, Kentucky
  • VIN
    1FDUF5HT8LEE53152

EnginePower Stroke 6.7L V8 270-450hp 800-950ft. lbs.

  • Fuel Type:Diesel (B20 capable)
  • Max Horsepower:450 hp
  • Max Torque:950 ft.lbf
  • Manufacturer:Power Stroke
  • Code:99T
  • Displacement:6.7liters
  • Block Type:V
  • Cylinders:8
  • Aspiration:Turbo
  • Fuel Induction:Direct Injection
  • Cam Type:OHV

  • OEM Body Style:Chassis Regular Cab
  • Wheelbase Range:145.3-205.3in.
  • Rear Axle:DRW
  • GVW Range:16001-19500lbs
  • Brake System:Hydraulic
  • Restraint Type:Driver and front passenger front and side airbags, and front side curtain airbags.

2020 Ford F-550 Super Duty: A Comprehensive Overview

The 2020 Ford F-550 Super Duty stands as a formidable contender in the heavy-duty truck segment, engineered for demanding vocational applications and those requiring substantial towing and hauling capabilities. This truck is not just about raw power; it's a sophisticated tool built for productivity and reliability.

Highlights

  • Engine Prowess: The 2020 F-550 is offered with two robust powertrain options:
    • 6.2L SOHC V8 Gas Engine: This naturally aspirated powerhouse delivers strong performance for a variety of tasks, providing a reliable and well-rounded option for general use.
    • 6.7L Power Stroke V8 Turbo Diesel Engine: The star of the show, this diesel engine offers exceptional torque and horsepower, making it the ideal choice for extreme towing, hauling heavy payloads, and powering demanding vocational equipment. Its turbocharging ensures efficient power delivery across a wide RPM range.
  • Advanced Safety Features: While primarily a work truck, the F-550 incorporates several key safety features to enhance driver confidence and occupant protection:
    • AdvanceTrac with Roll Stability Control (RSC): This system uses sensors to detect and correct potential wheel slip and rolling over, crucial for maintaining stability when carrying heavy loads or navigating challenging terrain.
    • Trailer Sway Control: Integrates with the AdvanceTrac system, this feature helps to detect and counteract trailer sway, providing a safer towing experience.
    • SOS Post-Crash Alert System: In the event of an accident, this system automatically unlocks doors and sounds the horn, alerting emergency responders to the vehicle's location.
    • Pre-Collision Assist with Automatic Emergency Braking: Helps mitigate or avoid frontal collisions by alerting the driver to potential hazards and applying the brakes automatically if a collision is imminent and the driver does not react.
  • Trim Level Summary: The F-550 is available in a range of configurations designed to meet specific needs, with a focus on utility and robustness:
    • XL: The foundational trim, built for pure functionality with essential features for demanding work environments.
    • XLT: Offers a step up in comfort and convenience, adding features that enhance the daily driving and working experience without compromising on utility.
    • Lariat: Represents the premium end of the F-550 spectrum, incorporating more sophisticated interior amenities and advanced technology for a more refined ownership experience.
  • Other Notable Aspects:
    • Chassis Cab Configuration: The F-550 is primarily offered as a chassis cab, allowing for a wide array of upfits such as dump bodies, service bodies, utility bodies, and more, making it incredibly versatile for commercial use.
    • Towing and Payload Capabilities: The F-550 is engineered for serious work, boasting impressive Gross Combined Weight Ratings (GCWR) and Gross Vehicle Weight Ratings (GVWR) that far surpass lighter-duty trucks, enabling it to handle substantial trailer weights and heavy payloads.
    • Robust Drivetrain: Equipped with heavy-duty axles, suspension, and a robust transmission (TorqShift® 10-speed automatic), the F-550 is built to withstand the rigors of constant heavy use.

What to Expect

Owning a 2020 Ford F-550 Super Duty is typically an experience focused on capability and utility. For most owners, this truck is a workhorse, a tool to get the job done efficiently and reliably.

  • Ownership Experience: Expect a truck that feels substantial and powerful. The ride can be firm, especially when unloaded, as it's designed to handle significant weight. The cabin is generally well-insulated for a heavy-duty truck, but you will still hear the presence of the large powertrain. Visibility is excellent, thanks to the commanding driving position and large windows. The truck's maneuverability, while not that of a compact car, is surprisingly manageable for its size, particularly with available steering aids.
  • Maintenance: Like any heavy-duty vehicle, the F-550 requires regular and diligent maintenance to ensure longevity and optimal performance. This includes oil changes, filter replacements, fluid checks, and inspections of the brakes, suspension, and drivetrain. The diesel engine, in particular, benefits from timely fuel filter changes. Many owners will opt for scheduled maintenance at Ford dealerships or specialized heavy-duty service centers to ensure the work is performed by technicians familiar with these robust machines.
  • Insurance: Insurance costs for a 2020 Ford F-550 Super Duty will generally be higher than for a standard pickup truck. This is due to its significant GVWR, powerful engines, and its typical use in commercial applications, which can be perceived as higher risk by insurance providers. Factors like your driving record, coverage levels, and the specific upfit of the truck will also play a significant role in determining your premium.

Potential Considerations

While the F-550 is a highly capable machine, potential buyers should be aware of a few aspects:

  • Fuel Economy: Given its powerful engines and heavy-duty nature, the F-550 is not designed for fuel efficiency. Owners should expect significantly lower miles per gallon (MPG) compared to lighter-duty trucks, especially when towing or hauling.
  • Ride Quality When Unloaded: As mentioned, the ride can be quite stiff and firm when the truck is not carrying a load. This is a consequence of its heavy-duty suspension components designed to support substantial weight.
  • Maneuverability in Tight Spaces: While Ford has made strides in improving the turning radius of its Super Duty trucks, the F-550 is still a large vehicle. Navigating very tight urban environments or crowded parking lots can require extra caution and more deliberate maneuvering.
  • Maintenance Complexity (Diesel): While the Power Stroke diesel engine is renowned for its durability, it can also have more complex maintenance requirements than its gasoline counterpart, particularly concerning the exhaust gas recirculation (EGR) system and diesel particulate filter (DPF) regeneration cycles.

Overall Summary

The 2020 Ford F-550 Super Duty is a purpose-built powerhouse that excels in demanding vocational environments and for individuals requiring extreme towing and hauling capacities. Its robust powertrain options, coupled with its heavy-duty chassis and engineering, make it a reliable and capable work partner. While its fuel economy and unloaded ride quality may not be its strongest suits, its unparalleled ability to handle tough jobs and its extensive customization possibilities through various upfits solidify its position as a top-tier choice in the heavy-duty truck market for those who need to get serious work done.

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Listed on November 16, 2025 (5 months ago)
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Cruz™ Disclaimer: Vehicle details shown on this site are provided by sellers or third parties. Cruz™ does not independently verify this information and is not liable for its accuracy. All services and content are offered without any warranty, either expressed or implied. Learn more here.MPG & Max Range: Fuel economy estimates are provided by the EPA and are intended for comparison purposes only. Your actual mileage will vary depending on driving conditions, vehicle condition, and other factors.Price: Prices shown may not include taxes, fees, or other charges. Prices and availability are subject to change without notice. Contact the seller for the most current pricing information.Options & Features: Installed options may not be shown. Contact the seller for more information about available features and options.

This Used 2020 Ford F-550 Super Duty is available for drivers in Charlotte, Gastonia, Mooresville, Concord, Huntersville, Kannapolis, Lincolnton, Statesville ...