Unlimited Motors

17317 westfield park rd, Westfield, IN 46074
4.6
4.6 out of 5 stars

Used 2020 BMW X3 M

71,103 miles
For Sale:$38,990

$1,000(-2.5%)price drop

Estimated payment:$884/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score

SequenceDatePrice ChangeCurrent Price
1.3/1/2026 (a month ago)$39,990
2.3/10/2026 (a month ago)-$1,000 (-2.5%)$38,990
  • SUV
  • Luxury
  • Sport
  • Crossover
  • Fun to Drive
  • Condition
    Used
  • Mileage
    71,103miles
  • Aggregate Ratings
    3.4
    3.4 out of 5 stars
  • Generation
    1(2019 - 2024)
  • Drivetrain
    All Wheel
  • Transmission
    8-Speed Shiftable Automatic
  • Exterior Color
    Gray Metallic
  • Interior Color
    Black Factory Paint Code:LKSW
  • Size Segment
    Mid-Size
  • Doors
    4
  • Max Seating
    5
  • Weight Class
    < 6,000 lbs. (1)
  • Ground Clearance
    8inch
  • Final Assembly Point
    Greer, South Carolina
  • VIN
    5YMTS0C02LLT11068

Engine

3.0L 6 Cylinders Gasoline

Message from the seller

2020 BMW X3 Donington Gray Metallic– Now Available at Unlimited Motors Westfield! With over 20 years in business and 4 Indiana locations, Unlimited Motors is known for offering high-quality, hand-selected vehicles at excellent pricing with outstanding customer service. Our inventory of over 1,000 vehicles includes major makes such as Ford, Chevrolet, Ram, Jeep, GMC, Dodge, BMW, Mercedes-Benz, Audi, Cadillac, Porsche, Maserati, Ferrari, and Lamborghini, giving customers one of the largest selections of quality vehicles in the Midwest. Vehicle Highlights:Navigation, Back Up Camera, Bluetooth, Panoramic Roof, Touch Screen, Heated Front Seats, Heated Steering Wheel, Ventilated Front Seats, Blind Spot, Apple CarPlay/Android Auto, X3 M, 4D Sport Utility, 3.0L I6 Turbocharged DOHC 24V LEV3-ULEV125 473hp, 8-Speed Automatic, AWD, Donington Gray Metallic, Black Leather, Executive Package, Front & Rear Heated Seats, Gesture Control, Head-Up Display, Heated Steering Wheel, Navigation System, Parking Assistant Plus, Rear Manual Side Window Shades, WiFi Hotspot, Wireless Charging.Clean CARFAX. Priced below KBB Fair Purchase Price!Visit www.iumotors.com to explore our full inventory of over 1,000 hand-picked vehicles across our Westfield, Fishers, Noblesville, and Elwood locations. At Unlimited Motors, we offer a premium car-buying experience with competitive financing through local credit unions and national lenders, top trade-in values, full auto repair and maintenance services for customer vehicles, and nationwide shipping to all 50 states. You’ll also find many of the most searched and in-demand models, including Ford F-150, Chevrolet Silverado, Ram 1500, Jeep Wrangler, Jeep Grand Cherokee, Chevrolet Tahoe, Chevrolet Suburban, GMC Yukon, GMC Sierra, Dodge Charger, Dodge Durango, Ford Explorer, BMW X5, BMW X3, BMW 3 Series, Mercedes-Benz GLE, Mercedes-Benz GLC, Cadillac Escalade, Audi Q5, Audi Q7, Porsche Cayenne, Porsche Macan, Maserati Ghibli, and more. Whether you’re visiting from Westfield, Indianapolis, Carmel, Fishers, Noblesville, Zionsville, Greenwood, Lawrence, Brownsburg, Avon, Plainfield, Lebanon, Anderson, Muncie, Kokomo, Lafayette, Bloomington, Columbus, or anywhere across Central and Northern Indiana, we are here to help you find the perfect vehicle with exceptional service and unbeatable value. Call us today at 317-896-4488 — 1470 W Tournament Trl, Westfield, IN 46074. Disclaimer: Advertised prices DO NOT include Sales Tax, Dealer Fees, Title Processing Charges, and Dealer Pre-installed Products.

2020 BMW X3 M: A Performance-Oriented Compact SAV

The 2020 BMW X3 M is a potent, performance-tuned variant of BMW's popular compact Sports Activity Vehicle (SAV). Designed to offer exhilarating driving dynamics without completely sacrificing practicality, the X3 M blurs the lines between everyday usability and track-inspired capability. It caters to buyers who crave a powerful engine, engaging handling, and the versatility of an SUV, all wrapped in a stylish and premium package.

Highlights

  • Engine & Performance: At the heart of the 2020 X3 M lies BMW's formidable 3.0-liter M TwinPower Turbo inline-six engine. This potent powerplant delivers an impressive 473 horsepower in the standard X3 M and a staggering 503 horsepower when opting for the Competition trim. Both versions feature an 8-speed M Steptronic transmission with Drivelogic, enabling lightning-fast gear changes and offering various shift characteristics to suit driving conditions. The M xDrive all-wheel-drive system, with its rear-bias setup and an active M differential, ensures exceptional traction and allows for controlled drifts when desired.

  • Safety Features: The 2020 X3 M is equipped with a comprehensive suite of advanced safety and driver-assistance technologies designed to enhance awareness and mitigate potential hazards. Key features include:

    • Active Driving Assistant: This package bundles several crucial safety systems, such as Forward Collision Warning (alerts the driver to potential frontal impacts and can automatically apply the brakes), Automatic Emergency Braking (actively applies brakes to prevent or minimize collision impact), Blind Spot Detection (monitors the blind spots on either side of the vehicle), and Lane Departure Warning (alerts the driver if the vehicle unintentionally drifts out of its lane).
    • Parking Assistant Plus: This system utilizes a network of cameras and sensors to provide a 360-degree view around the vehicle, aiding in tight parking maneuvers. It also includes Reversing Assistant, which can automatically retrace the vehicle's path when backing up.
    • Adaptive LED Headlights: These headlights automatically adjust their beam pattern to optimize illumination for various driving conditions, improving visibility at night and reducing the risk of blinding other drivers.
  • Trims: The 2020 BMW X3 M is offered in two distinct, performance-focused trims:

    • BMW X3 M: This is the foundational M model, delivering exceptional performance with its 473-horsepower engine and a highly capable M xDrive system. It provides a thrilling driving experience and a wealth of premium features.
    • BMW X3 M Competition: Building upon the standard X3 M, the Competition trim elevates the performance quotient with an additional 30 horsepower, bringing the total to 503 horsepower. It also typically includes a sportier exhaust system, enhanced interior styling elements, and often more standard luxury features.
  • Other Notable Aspects:

    • M-Tuned Suspension: The X3 M boasts a specifically tuned M suspension system that offers a balance of sharp handling and reasonable ride comfort, allowing for spirited driving on winding roads.
    • M Sport Brakes: Powerful M Sport brakes provide confident stopping power, essential for a vehicle with this level of performance.
    • Aggressive Exterior Styling: The X3 M features distinct M design elements, including a more aggressive front fascia, larger air intakes, M-specific kidney grilles, quad exhaust tips, and aerodynamic mirrors, setting it apart from its standard X3 siblings.
    • Driver-Focused Interior: The cabin is designed with the driver in mind, featuring supportive M sport seats, an M steering wheel with customizable M1 and M2 buttons for quick access to preferred driving modes, and premium materials throughout.

What to Expect

Owning a 2020 BMW X3 M is an experience that prioritizes engagement and performance. Expect a visceral and responsive driving feel with potent acceleration and confident cornering capabilities. The engine note is exhilarating, and the transmission shifts with impressive speed.

Maintenance for a high-performance vehicle like the X3 M will generally be more frequent and potentially more expensive than for a standard luxury SUV. Regular oil changes, brake checks, and fluid replacements are crucial to maintain optimal performance and longevity. Adhering to BMW's recommended maintenance schedule is highly advised.

Insurance costs for the 2020 X3 M are likely to be higher than for a non-M variant or less powerful SUVs. This is due to its higher performance, greater horsepower, and the potential for more costly repairs if involved in an accident. Obtaining quotes from multiple insurance providers is recommended to find the best coverage at a competitive price.

Potential Considerations

While the 2020 BMW X3 M offers an exceptional driving experience, potential buyers should be aware of a few aspects:

  • Stiff Ride Quality: The performance-oriented suspension, while excellent for handling, can result in a firmer ride compared to more comfort-focused luxury SUVs. This might be noticeable on rougher road surfaces.
  • Fuel Economy: The powerful engine, as expected, is not the most fuel-efficient. Drivers who prioritize maximum MPG might find it less appealing.
  • Rear Seat Comfort: While generally spacious for a compact SUV, the rear seating might feel slightly less accommodating than some competitors, particularly for taller passengers on longer journeys, due to the sportier seating design and the vehicle's overall performance bias.
  • M Specificity: The M tuning means that certain features and driving characteristics are heavily biased towards performance. Buyers who are not seeking this level of sportiness might find other compact luxury SUVs more suitable.

Overall Summary

The 2020 BMW X3 M is a truly compelling option for those seeking an SUV that doesn't compromise on driving excitement. It successfully blends the practicality of a compact SAV with the raw power, sharp handling, and engaging characteristics of a dedicated performance machine. With its potent M-tuned engine, advanced all-wheel-drive system, and a host of driver-centric features, the X3 M offers a thrilling and rewarding ownership experience for driving enthusiasts who need the versatility of an SUV.

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Listed on March 1, 2026 (a month ago)
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Cruz™ Disclaimer: Vehicle details shown on this site are provided by sellers or third parties. Cruz™ does not independently verify this information and is not liable for its accuracy. All services and content are offered without any warranty, either expressed or implied. Learn more here.MPG & Max Range: Fuel economy estimates are provided by the EPA and are intended for comparison purposes only. Your actual mileage will vary depending on driving conditions, vehicle condition, and other factors.Price: Prices shown may not include taxes, fees, or other charges. Prices and availability are subject to change without notice. Contact the seller for the most current pricing information.Options & Features: Installed options may not be shown. Contact the seller for more information about available features and options.