Discovery Auto Center

10536 N Florida Ave, Tampa, FL 33612
4.5
4.5 out of 5 stars

Used 2020 BMW 4 Series 440i xDrive

72,418 miles
For Sale:$32,990

$1,000(-2.9%)price drop

Estimated payment:$748/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score

SequenceDatePrice ChangeCurrent Price
1.3/30/2026 (a month ago)$33,990
2.4/25/2026 (3 days ago)-$1,000 (-2.9%)$32,990
  • Car
  • Convertible
  • Luxury
  • Fun to Drive
  • Spacious Front Legroom
  • Vaulted Headroom
  • Condition
    Used
  • Mileage
    72,418miles
  • Aggregate Ratings
    3.6
    3.6 out of 5 stars
  • Generation
    1(2013 - 2020)
  • Trim
    440i xDrive
  • Drivetrain
    All Wheel
  • Transmission
    8-Speed Shiftable Automatic
  • MPG
    20 city28 highwayMax range: 442 miles
  • Exterior Color
    BLACK
  • Interior Color
    WHITE
  • Upholstery
    Leather
  • Size Segment
    Subcompact
  • Doors
    2
  • Max Seating
    4
  • Acceleration (0-60 mph)
    5.1seconds
  • Max Towing Capacity
    0lbs.
  • Ground Clearance
    5.7inch
  • Final Assembly Point
    Regensburg, Germany
  • VIN
    WBA4Z7C09L5P20641
  • Starting MSRP
    $62,150

Engine3L I6 Gasoline 320hp

  • Fuel Type:Gasoline
  • Fuel Quality:89
  • Max Horsepower:320 hp @ 5500 rpm
  • Power to Weight Ratio:13.53lbs/hp
  • Max Torque:330 ft.lbf @ 1380 rpm
  • Displacement:3liters
  • Block Type:I
  • Cylinders:6
  • Aspiration:Turbo
  • Fuel Induction:Direct Injection
  • Oil Capacity:6.5liters
  • Cam Type:DOHC
  • Stroke:3.72
  • Bore:3.23
  • Valves:24

Message from the seller

*Price shown is after Trade & Finance Assist credit. To receive $500 Trade Assist credit, customer must trade-in a vehicle. To receive $500 Finance Assist credit, financing must be provided by a lender through dealers assistance; See dealer for complete details. Nationwide shipping is available. Call today to schedule your test drive! (813) 443-8244. Se habla espanol! *Personal checks not accepted. Cashier's checks only and must be verified by dealer prior to delivery. Information and description deemed reliable, but not guaranteed. Interested parties should confirm all data before relying on it to make a purchase decision. All prices and specifications are subject to change without notice. Prices do not include electronic filing fee, tax, tag, title, finance charges, $995 dealer fee, dealer installed appearance protection package, options or other applicable fees. CONSENT TO RECEIVE TEXT MESSAGES *By submitting my cell phone number to the Dealership, I agree to receive text messages and phone calls, which may be recorded and/or sent using automated dialing equipment or software from Discovery Auto Center and its affiliates in the future. I understand that my consent to be contacted is not a requirement to purchase any product or service and that I can opt-out at any time. I agree to pay my mobile service providers text messaging rates, if applicable.

* Based on opinions and should be considered as general guidance only.

  • Reliability (3)
    3 out of 5 stars
    While generally reliable, some owners have reported minor electrical glitches or sensor issues. Regular maintenance is key to long-term dependability.
  • Maintenance (2)
    2 out of 5 stars
    As a premium German vehicle, maintenance costs for the 440i xDrive can be higher than average, especially for parts and specialized labor. Regular servicing is essential and can be costly.
  • Technology (4)
    4 out of 5 stars
    BMW's iDrive infotainment system is intuitive and feature-rich, with a responsive display and good connectivity options. Advanced driver-assistance systems are available and work effectively.
  • Comfort (4)
    4 out of 5 stars
    The interior is well-appointed with high-quality materials and supportive seats. While the front seats are very comfortable, the rear seats can be a bit cramped for taller passengers, typical for a coupe.
  • Dynamics (5)
    5 out of 5 stars
    The 2020 BMW 440i xDrive offers exceptional handling and a powerful engine, making for a thrilling driving experience. The xDrive system provides excellent grip and confidence in various conditions.

  • Comfort & Seating:

    • Power Seats
  • Convenience:

    • Automatic Climate Control
    • Garage Door Opener
    • Parking Sensors
    • Rain Sensing Wipers
  • Entertainment:

    • Bluetooth
    • Premium Audio
    • Satellite Radio
  • Exterior:

    • Heated Mirrors
  • Safety:

    • Automatic Emergency Braking
    • Autonomous Braking
    • Backup Camera
    • Collision Avoidance
    • Lane Departure Warning
    • Lane Keeping Assistance
    • Tire Pressure Monitoring
  • Technology:

    • Navigation

  • Air Conditioning

    • Front air conditioning: automatic climate control
    • Front air conditioning zones: dual
    • Air filtration: active charcoal
    • Rear vents: second row
  • Airbags

    • Airbag deactivation: occupant sensing passenger
    • Side airbags: front
    • Side airbags: head protection chambers
    • Knee airbags: dual front
    • Front airbags: dual
  • Audio System

    • Radio: voice operated
    • Auxiliary audio input: Bluetooth
    • Hard drive: 20GB
    • Watts: 515
    • Premium brand: harman/kardon
    • Surround sound: 5.1
    • Antenna type: diversity
    • Antenna type: element
    • In-Dash CD: single disc
    • In-Dash CD: MP3 Playback
    • Subwoofer: 2
    • Total speakers: 10
    • Radio: AM/FM
    • Radio data system
    • Speed sensitive volume control
    • Auxiliary audio input: jack
    • Auxiliary audio input: USB
    • Radio: HD radio
    • Auxiliary audio input: iPod/iPhone
    • Satellite radio: SiriusXM
  • Brakes

    • Rear brake type: ventilated disc
    • Brake drying
    • Rear brake diameter: 13
    • Front brake diameter: 13.4
    • Emergency braking preparation
    • Front brake type: ventilated disc
    • Regenerative braking system
    • Braking assist
    • Electronic brakeforce distribution
    • ABS: 4-wheel
    • Power brakes
    • Cornering brake control
  • Comfort Features

    • Floor mat material: carpet
    • Dash trim: simulated wood
    • Shift knob trim: alloy
    • Center console trim: leather
    • Center console trim: simulated wood
    • Armrests: rear center folding with pass-thru
    • Steering wheel trim: leather
    • Door trim: simulated wood
    • Door trim: leather
    • Armrests: rear center with cupholders
    • Interior accents: aluminum
    • Interior accents: woodgrain
    • Floor mats: rear
    • Floor mats: front
    • Floor material: carpet
    • Floor material: cargo area carpet
  • Convenience Features

    • Cupholders: front
    • Memorized settings: 2 driver
    • Steering wheel: tilt and telescopic
    • Power outlet(s): 12V cargo area
    • One-touch windows: 2
    • Memorized settings: climate control
    • Reading lights: front
    • Power steering: variable/speed-proportional
    • Power outlet(s): 12V rear
    • Cargo area light
    • Cruise control
    • Multi-function remote: panic alarm
    • Power windows: lockout button
    • Courtesy lights: door
    • Footwell lights
    • Steering wheel mounted controls: audio
    • Memorized settings: driver seat
    • Multi-function remote: vehicle and key memory
    • Memorized settings: side mirrors
    • Push-button start
    • Vanity mirrors: dual illuminating
    • Power outlet(s): 12V front
    • Memorized settings: audio system
    • Center console: front console with armrest and storage
    • Rearview mirror: auto-dimming
    • Steering wheel mounted controls: cruise control
    • Steering wheel mounted controls: phone
    • Steering wheel mounted controls: multi-function
    • Easy entry: manual driver seat
    • Universal remote transmitter: Homelink - garage door opener
    • Steering wheel mounted controls: paddle shifter
    • Storage: front seatback
    • Ambient lighting
    • Storage: door pockets
    • Multi-function remote: proximity entry system
    • Cupholders: rear
    • Steering wheel mounted controls: voice control
    • Touch-sensitive controls
    • Easy entry: manual passenger seat
    • Multi-function remote: trunk release
  • Drivetrain

    • Drive mode selector
    • 4WD type: full time
    • Axle ratio: 2.81
  • Engine

    • Auto start/stop
    • Battery: maintenance-free
  • Exterior Features

    • Rear trunk/liftgate: sensor-activated
    • Rear trunk/liftgate: power operated
    • Front bumper color: body-color
    • Mirror color: body-color
    • Door handle color: body-color
    • Exhaust tip color: chrome
    • Grille color: black with chrome accents
    • Rear bumper color: body-color
    • Exhaust: dual tip
    • Window trim: chrome
  • In Car Entertainment

    • Smartphone integration: Apple CarPlay
    • Infotainment screen size: 8.8 in.
  • Instrumentation

    • Warnings and reminders: lamp failure
    • Warnings and reminders: coolant temperature warning
    • Clock
    • Gauge: tachometer
    • Compass
    • Digital odometer
    • External temperature display
    • Multi-function display
    • Fuel economy display: MPG
    • Fuel economy display: range
    • Warnings and reminders: low oil level
    • Warnings and reminders: low fuel level
    • Warnings and reminders: maintenance due
    • Trip odometer
  • Lights

    • Daytime running lights: LED
    • Front fog lights: LED
    • Taillights: LED
    • Taillights: adaptive
    • Headlights: LED
    • Headlights: wiper activated
    • Headlights: auto delay off
    • Headlights: auto on/off
  • Mirrors

    • Side mirrors: integrated turn signals
    • Side mirror adjustments: power
    • Side mirrors: heated
    • Side mirror adjustments: reverse gear tilt
    • Side mirror adjustments: power folding
    • Side mirrors: driver side auto-dimming
  • Roof

    • Convertible roof wind blocker
    • Convertible rear window: glass
    • Convertible roof: power retractable hard top
  • Safety

    • Rearview monitor: in dash
    • Pre-collision warning system: audible warning
    • Pre-collision warning system: visual warning
    • Traffic sign recognition
    • Automatic emergency braking: front pedestrian
    • Automatic emergency braking: front
    • Impact sensor: post-collision safety system
    • Rollover protection system
    • Child seat anchors: LATCH system
    • Impact sensor: battery disconnect
    • Impact sensor: door unlock
    • Emergency interior trunk release
    • Camera system: rearview
    • Impact sensor: fuel cut-off
    • Parking sensors: rear
    • Lane deviation sensors
    • Impact sensor: alert system
    • Parking sensors: front
    • Crumple zones: front
  • Seatbelts

    • Seatbelt pretensioners: front
    • Seatbelt force limiters: front
    • Emergency locking retractors: rear
    • Seatbelt warning sensor: front
    • Rear seatbelts: 3-point
    • Front seatbelts: 3-point
    • Emergency locking retractors: front
  • Seats

    • Passenger seat power adjustments: 4-way power lumbar
    • Driver seat power adjustments: height
    • Passenger seat power adjustments: height
    • Driver seat power adjustments: 14
    • Rear headrests: 2
    • Front headrests: 2
    • Passenger seat power adjustments: 14
    • Upholstery: leather
    • Rear seat type: bench
    • Rear headrests: adjustable
    • Driver seat power adjustments: 4-way power lumbar
    • Front headrests: adjustable
    • Front seat type: sport bucket
    • Driver seat power adjustments: reclining
    • Passenger seat power adjustments: reclining
  • Security

    • Anti-theft system: alarm
    • Power door locks: anti-lockout
    • Anti-theft system: vehicle immobilizer
    • Power door locks: auto-locking
  • Stability and Traction

    • Stability control
    • Traction control
    • Hill holder control
  • Steering

    • Steering ratio: 15.1
  • Suspension

    • Front suspension classification: independent
    • Rear suspension classification: independent
    • Rear suspension type: multi-link
    • Rear spring type: coil
    • Front stabilizer bar
    • Rear stabilizer bar
    • Front spring type: coil
    • Front suspension type: double ball joint
    • Rear shock type: twin-tube gas
    • Front struts
    • Front shock type: twin-tube gas
  • Telematics

    • Electronic messaging assistance: voice operated
    • Smart device app function: vehicle location
    • Driver assistance app: roadside assistance
    • Smart device app function: maintenance status
    • Smart device app function: lock operation
    • Smart device app function: horn/light operation
    • Smart device app compatibility: BMW ConnectedDrive
    • Smart device app compatibility: Amazon Alexa
    • Satellite communications: BMW Assist
    • Wireless data link: Bluetooth
    • Navigation system: hard drive
    • Hands-free phone call integration: voice operated
    • Navigation data: real time traffic
    • Navigation system: voice operated
  • Tires and Rims

    • Wheels: aluminum alloy
    • Tire type: all season
    • Tire Pressure Monitoring System
    • Run flat tires
  • Windows

    • Window defogger: rear
    • Front wipers: speed sensitive
    • Front wipers: variable intermittent
    • Power windows: safety reverse
    • Front wipers: rain sensing
    • Power windows: remotely operated

  • Seating:

    • Seating Rows:2
    • Standard Seating:4
    • Max Seating:4
    • Head Room (front):40.4in.
    • Leg Room (front):42.2in.
    • Shoulder Room (front):55.3in.
    • Head Room (rear):37.1in.
    • Leg Room (rear):33.1in.
    • Shoulder Room (rear):49.8in.
  • Measurements:

    • Length:182.7in.
    • Width:79.4in.
    • Height:55.1in.
    • Ground Clearance:5.7in.
    • Wheelbase:110.6in.
    • Front Track:61in.
    • Rear Track:63in.
  • Interior Dimensions:

    • Passenger Volume:89.9cuft
    • Cargo Volume:7.8cuft
  • Weight:

    • Curb Weight:4,328lbs
  • Wheels & Tires:

    • Wheel Diameter:18.0 x 8.0in.
    • Wheel Diameter (rear):18.0 x 8.0in.
    • Tire:225/45R18
    • Tire (rear):225/45R18
  • Performance:

    • Acceleration (0-60 mph):5.1seconds
    • Power to Weight Ratio:13.53lbs/hp
    • Aerodynamic Drag:0.31drag
    • Turning Circle:38.7ft.
  • Fuel Tank:

    • Fuel Tank Volume:15.8gallon

Possible remaining factory warranty

  • Corrosion Perforation
    12 years/unlimited miles
  • New Car Basic Warranty
    4 years/50,000 miles
  • Transferable Powertrain
    4 years/50,000 miles
  • 24 Hour Roadside Assistance
    4 years/unlimited miles
  • Free Scheduled Maintenance
    3 years/36,000 miles

  • Abs Four Wheel
  • Airbags Front Driver
  • Airbags Front Passenger
  • Airbags Side Impact
  • Brake Assist
  • Daytime Running Lights
  • Electronic Stability Control
  • Electronic Traction Control
  • Tire Pressure Monitoring System

  • California LEV-III ULEV125:

    • Air Pollution Score:3
    • Greenhouse Gas Score:5
    • Fuel Type:Gasoline
    • Epa Underhood Id:LBMXV03.0B58
  • Federal Tier 3 Bin 125:

    • Air Pollution Score:3
    • Greenhouse Gas Score:5
    • Fuel Type:Gasoline
    • Epa Underhood Id:LBMXV03.0B58

2020 BMW 4 Series Overview

The 2020 BMW 4 Series represents the penultimate year of the second-generation (F32/F33/F36) model, offering a compelling blend of sporty performance, sophisticated design, and premium comfort in coupe, convertible, and Gran Coupe body styles. This model year builds upon its established reputation for engaging driving dynamics and luxurious appointments.

Highlights

  • Engine Options: The 2020 4 Series offered two primary engine choices, both renowned for their smooth power delivery and efficiency:
    • 430i: Features a potent 2.0-liter turbocharged inline-four cylinder engine. This powerplant delivers a spirited 248 horsepower and 258 lb-ft of torque, providing brisk acceleration and responsive performance for everyday driving and spirited excursions.
    • M440i (formerly 440i): Powered by a robust 3.0-liter turbocharged inline-six cylinder engine. This engine produces a formidable 322 horsepower and 332 lb-ft of torque, offering significantly more exhilarating performance, effortless highway cruising, and a characteristic smooth, powerful inline-six sound. Note: The "M440i" designation began with this model year, hinting at its performance orientation.
  • Safety Features: BMW equipped the 2020 4 Series with a comprehensive suite of advanced driver-assistance systems designed to enhance safety and provide peace of mind:
    • Active Driving Assistant: This package typically includes features like Forward Collision Warning, which alerts the driver to potential frontal impacts and can apply the brakes automatically if a collision is imminent. It also often incorporates City Collision Mitigation with Braking, specifically designed to prevent or mitigate low-speed impacts.
    • Lane Departure Warning: This system monitors lane markings and provides a haptic or visual alert to the driver if the vehicle unintentionally drifts out of its lane without signaling.
    • Blind Spot Monitoring: Detects vehicles in the driver's blind spots and provides a visual warning on the side mirrors, helping to prevent accidents during lane changes.
    • Parking Assistant: Assists with parallel and perpendicular parking maneuvers, reducing the stress of tight parking situations.
    • Optional Surround View Camera: Provides a 360-degree view of the vehicle's surroundings, aiding in low-speed maneuvering and parking.
  • Trim Summary: The 2020 4 Series was primarily offered in two core trim levels, distinguished by their powertrain:
    • 430i: The entry-level model, offering a balanced blend of performance and luxury powered by the 2.0-liter turbocharged four-cylinder. Available as a Coupe, Convertible, and Gran Coupe.
    • M440i: The sportier, more performance-oriented variant, featuring the powerful 3.0-liter turbocharged inline-six engine. This trim exuded a more aggressive stance and enhanced driving dynamics. Available as a Coupe and Convertible. The Gran Coupe was not offered in the M440i specification for 2020.
  • Notable Aspects:
    • Rear-Wheel Drive (RWD) vs. xDrive All-Wheel Drive (AWD): Most models were offered with BMW's signature RWD, prioritizing sporty handling. xDrive AWD was available as an option on select coupe and Gran Coupe models, enhancing traction and all-weather capability.
    • Convertible with Retractable Hardtop: The 4 Series Convertible featured a three-piece retractable hardtop that offered the benefits of a coupe in terms of security and insulation, while providing open-air driving enjoyment.
    • Gran Coupe's Practicality: The four-door 4 Series Gran Coupe offered a more practical proposition, combining the sleek styling of a coupe with the added versatility of a liftback-style trunk and a more spacious rear seat.
    • Engaging Driving Dynamics: BMW's reputation for precise steering, well-tuned suspension, and balanced chassis was evident in the 4 Series, making it a joy to drive on winding roads.

What to Expect

Owning a 2020 BMW 4 Series typically involves a premium ownership experience characterized by a blend of performance, luxury, and advanced technology.

  • Driving Experience: Expect a car that is both engaging and comfortable. The steering is sharp and communicative, and the suspension strikes a good balance between sporty handling and compliant ride quality. The interior is well-appointed with high-quality materials, supportive seats, and an intuitive infotainment system.
  • Maintenance: As with most luxury German vehicles, maintenance for a 2020 BMW 4 Series can be more expensive than for mainstream brands. Regular oil changes, filter replacements, and brake servicing are essential. It's advisable to follow BMW's recommended maintenance schedule. Many owners opt for BMW's Ultimate Care+ plans, which can cover scheduled maintenance for a set period. Independent BMW specialists can also offer a more cost-effective alternative to dealership servicing.
  • Insurance: Insurance costs for a BMW 4 Series are generally higher than for less performance-oriented or luxury vehicles. Factors such as the engine size, performance capabilities, safety features, and the vehicle's overall value will influence premiums. It's recommended to get quotes from multiple insurance providers to find the best coverage at a competitive rate.

Potential Considerations

While the 2020 BMW 4 Series is a highly desirable vehicle, there are a few aspects potential buyers should be aware of:

  • Rear Seat Space (Coupe): The 4 Series Coupe, true to its sporty styling, has somewhat compromised rear-seat space and accessibility, making it less ideal for regularly transporting adult passengers.
  • Convertible Roof Mechanism: While generally reliable, the retractable hardtop in the convertible model is a complex mechanism. Owners should ensure it operates smoothly and be aware that repairs can be costly if issues arise. Proper care and occasional lubrication of the seals are recommended.
  • Infotainment System Learning Curve: While BMW's iDrive infotainment system is powerful and feature-rich, it can have a slight learning curve for new users. However, once familiarized, it's generally considered one of the most user-friendly systems on the market.
  • Road Noise (Convertible): As with most convertibles, some road noise may be more apparent in the 4 Series Convertible with the top down, especially at higher speeds.

Overall Summary

The 2020 BMW 4 Series remains a compelling choice for those seeking a stylish, sporty, and premium compact luxury car. Whether you opt for the engaging coupe, the open-air convertible, or the practical Gran Coupe, you're treated to a refined driving experience, a well-crafted interior, and a suite of advanced technologies. The available engine options cater to a range of performance desires, from capable and efficient to exhilaratingly powerful. Despite the potential for higher maintenance and insurance costs typical of the luxury segment, the 2020 4 Series delivers on BMW's promise of driving pleasure and sophisticated design, making it a strong contender in its class.

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Listed on March 30, 2026 (a month ago)
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