New Stop Automotive Sales

220 S Wayland Ave, Sioux Falls, SD 57103
2views

Used 2004 Lincoln Navigator Luxury

166,000 miles
For Sale:$4,500

$300(-6.3%)price drop

Estimated payment:$102/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score

Value ChartA visual chart indicating the fair price range is between $4,900 and $5,700, while the current price is $4,500.$4,900 - $5,700$4,500
  • Priced at $4,500, this vehicle is $400 (8%) below the low end of its fair market value of $4,900.

  • The current fair market price range is between $4,900 to $5,700.

  • It has 166,000 miles, which is 18,300 (12%) above the median mileage of 147,700.

Note: This is an estimate based on a variety of factors (experimental feature). It is intended to provide a fair market value range to help guide your buying decision.

View Full Value Report

SequenceDatePrice ChangeCurrent Price
1.4/8/2025 (a year ago)$5,000
2.8/7/2025 (8 months ago)-$200 (-4.0%)$4,800
3.8/18/2025 (8 months ago)+$200 (+4.2%)$5,000
4.10/14/2025 (6 months ago)-$200 (-4.0%)$4,800
5.10/27/2025 (5 months ago)-$300 (-6.3%)$4,500
  • SUV
  • Condition
    Used
  • Mileage
    166,000miles
  • Aggregate Ratings
    2.8
    2.8 out of 5 stars
  • Generation
    2(2003 - 2006)
  • Trim
    Luxury
  • Drivetrain
    4 Wheel
  • Transmission
    4-Speed Automatic
  • Exterior Color
    Oxford White Clearcoat (White)Factory Paint Code:YZ
  • Interior Color
    Light Parchment (Brown & Beige)Factory Paint Code:KA
  • Upholstery
    Leather
  • Doors
    4
  • Max Seating
    8
  • Max Towing Capacity
    6,000lbs.
  • Weight Class
    6,000-10,000 lbs. (2)
  • Ground Clearance
    8.6inch
  • Final Assembly Point
    Wayne, Michigan
  • VIN
    5LMFU28R54LJ03960
  • Starting MSRP
    $53,310

Engine5.4L V8 Gasoline 300hp

  • Fuel Type:Gasoline
  • Max Horsepower:300 hp @ 5000 rpm
  • Power to Weight Ratio:20.14lbs/hp
  • Max Torque:355 ft.lbf @ 2750 rpm
  • Displacement:5.4liters
  • Block Type:V
  • Cylinders:8
  • Aspiration:Naturally Aspirated
  • Fuel Induction:Fuel Injection
  • Cam Type:DOHC
  • Valves:32

  • Comfort & Seating:

    • Power Seats
  • Convenience:

    • Adjustable Pedals
    • Automatic Climate Control
    • Garage Door Opener
    • Parking Sensors
  • Exterior:

    • Heated Mirrors
    • Tinted Windows
  • Other:

    • Air Suspension
    • Self Leveling Suspension
    • Trailer Hitch

2004 Lincoln Navigator Overview

The 2004 Lincoln Navigator represented the pinnacle of American luxury SUVs, offering a robust and comfortable experience for families and those seeking a commanding presence on the road. Building upon its established reputation, the Navigator for 2004 delivered a compelling blend of V8 power, upscale amenities, and a spacious interior.

Highlights

  • Engine: The heart of the 2004 Navigator was its potent 5.4-liter Triton V8 engine. This overhead cam (SOHC) powerplant delivered a strong 300 horsepower and 355 lb-ft of torque, providing ample power for towing, merging, and confident acceleration. It was paired with a 4-speed automatic transmission designed for smooth power delivery and a comfortable ride.
  • Safety Features: Lincoln prioritized safety in the 2004 Navigator. Key features included:
    • Anti-lock Braking System (ABS): Prevents wheel lock-up during hard braking, allowing the driver to maintain steering control.
    • Traction Control: Helps prevent wheel spin during acceleration, especially on slippery surfaces, improving stability.
    • Electronic Stability Control (AdvanceTrac): A more advanced system that actively intervenes by applying brakes to individual wheels and/or reducing engine power to help the driver regain control during a skid or loss of traction.
    • Front-seat Side Airbags: Provide enhanced protection for occupants in side-impact collisions.
    • Three-Point Seatbelts for All Occupants: Standard safety feature ensuring proper restraint.
    • LATCH (Lower Anchors and Tethers for CHildren) System: Facilitates the secure installation of child safety seats.
  • Trims: The 2004 Lincoln Navigator was available in two primary, well-equipped trims:
    • Navigator: The standard offering, already boasting a luxurious array of features.
    • Navigator Luxury: This premium trim elevated the experience with additional amenities such as a power liftgate, a premium audio system, heated second-row seats, and a more sophisticated interior trim.
  • Other Notable Aspects:
    • Spacious Interior: The Navigator offered a cavernous cabin with seating for up to eight passengers, making it ideal for large families.
    • Towing Capability: With its V8 engine and robust chassis, the Navigator was well-suited for towing trailers, boats, or campers.
    • Independent Rear Suspension: This contributed to a smoother and more refined ride compared to many truck-based SUVs of the era.
    • Available All-Wheel Drive (AWD): Provided enhanced traction and confidence in various weather conditions.

What to Expect

Owning a 2004 Lincoln Navigator generally means experiencing a comfortable and commanding presence on the road. The ride quality is typically smooth and compliant, absorbing road imperfections well, thanks to its independent rear suspension. The V8 engine provides effortless cruising and confident overtaking. The interior is spacious and generally well-appointed, with comfortable seating and ample room for passengers and cargo.

Maintenance: As a large, luxury SUV from this era, expect typical maintenance costs associated with such vehicles. This includes regular oil changes, filter replacements, and checks of various fluids. The 5.4L Triton V8 is generally considered a reliable engine, but like any engine of its age, it may require attention to things like spark plugs, ignition coils, and potential minor leaks over time. The transmission also requires regular fluid and filter changes to ensure longevity. Suspension components, brakes, and tires will also be standard wear items. Given its age, it's prudent to budget for potential repairs on various electrical components and accessories that might degrade over time.

Insurance: Insurance premiums for a 2004 Lincoln Navigator will likely be higher than for a smaller sedan or crossover due to its size, weight, engine power, and luxury branding, which often implies higher repair costs. Factors such as your driving record, age, location, and the chosen insurance provider will significantly influence the cost.

Potential Considerations

  • Fuel Economy: The powerful 5.4L V8 engine, while offering strong performance, is not the most fuel-efficient. Expect relatively low MPG figures, particularly in city driving, which will be a significant factor in ongoing ownership costs.
  • Interior Materials (Potential Wear): While initially luxurious, the interior materials, particularly on high-touch surfaces like door panels and dashboard trim, can show wear and tear over time. Leather upholstery may also exhibit creasing or cracking if not properly maintained.
  • Technology Features (Dated): Compared to modern vehicles, the technology features in the 2004 Navigator are considerably dated. Infotainment systems were basic, and advanced driver-assistance systems were largely absent.
  • Suspension and Steering Components: As a large, heavy SUV, wear and tear on suspension components (bushings, ball joints, shocks/struts) and steering components can occur over time, potentially leading to a less precise feel or occasional noise.
  • Potential for Electrical Gremlins: Older luxury vehicles can sometimes develop minor electrical issues, such as malfunctioning power accessories, climate control problems, or instrument cluster quirks, as various components age.

Overall Summary

The 2004 Lincoln Navigator was a strong contender in the full-size luxury SUV segment, offering a compelling combination of a powerful V8 engine, a spacious and comfortable interior, and a focus on safety. It provided a smooth, commanding, and luxurious driving experience for those who valued American refinement and ample passenger and cargo capacity. While it excels in these areas, prospective buyers should be mindful of its thirst for fuel and the potential for age-related maintenance and wear on its components. For those seeking a capable and comfortable large SUV from its era, the 2004 Navigator remains a noteworthy option.

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Listed on April 8, 2025 (a year ago)
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This Used 2004 Lincoln Navigator Luxury is available for drivers in Sioux Falls, Brandon, Harrisburg, Tea ...