DFW Auto Financing LLC

10845 Ferguson Rd Suite A, Dallas, TX 75228
4.6
4.6 out of 5 stars

Used 2004 Kia Spectra Base

76,200 miles
For Sale:$4,995
Estimated payment:$113/mo.
$0 trade-in, 10% down payment, 48 months, Great credit score
  • Car
  • Sedan
  • Spacious Front Legroom
  • Condition
    Used
  • Mileage
    76,200miles
  • Aggregate Ratings
    2.6
    2.6 out of 5 stars
  • Generation
    2(2004 - 2009)
  • Trim
    Base
  • Drivetrain
    Front Wheel
  • Transmission
    4-Speed Automatic
  • MPG
    19 city27 highwayMax range: 351 miles
  • Exterior Color
    Gray
  • Interior Color
    Gray Factory Paint Code:FB4
  • Upholstery
    Cloth
  • Doors
    4
  • Max Seating
    5
  • Max Towing Capacity
    0lbs.
  • Ground Clearance
    6.1inch
  • Final Assembly Point
    Asan, South Korea
  • VIN
    KNAFB121945311397
  • Starting MSRP
    $12,360

Engine1.8L I4 Gasoline 124hp

  • Fuel Type:Gasoline
  • Max Horsepower:124 hp @ 6000 rpm
  • Power to Weight Ratio:21.46lbs/hp
  • Max Torque:119 ft.lbf @ 4900 rpm
  • Displacement:1.8liters
  • Block Type:I
  • Cylinders:4
  • Aspiration:Naturally Aspirated
  • Fuel Induction:Fuel Injection
  • Cam Type:DOHC
  • Valves:16

Message from the seller

VERY LOW MILES 76K ONLY, CLEAN CARFAX AND CLEAN TITLE $750 DOWN PAYMENT APPROVED BHPH NO CREDIT CHECK $299 MONTHLY FOR 17 MONTH

* Based on opinions and should be considered as general guidance only.

  • Reliability (3)
    3 out of 5 stars
    It is generally dependable if the timing belt is serviced regularly, though it lacks the long-term bulletproof reputation of its Japanese rivals.
  • Maintenance (4)
    4 out of 5 stars
    Parts are inexpensive and the engine bay is easy to navigate, making it one of the more affordable vehicles to maintain and repair.
  • Technology (1)
    1 out of 5 stars
    As a base model from 2004, it is extremely primitive, offering little more than a basic AM/FM/CD player and manual controls.
  • Comfort (3)
    3 out of 5 stars
    While the cabin is surprisingly roomy for a compact, the seats are firm and road noise is significantly noticeable at higher speeds.
  • Dynamics (2)
    2 out of 5 stars
    The handling is uninspiring and the engine lacks punch, making highway merging a chore and steering feel quite disconnected.

  • Seating:

    • Standard Seating:5
    • Max Seating:5
    • Head Room (front):39.6in.
    • Leg Room (front):43.1in.
    • Shoulder Room (front):53.8in.
    • Hip Room (front):52.1in.
    • Head Room (rear):37.6in.
    • Leg Room (rear):34.4in.
    • Shoulder Room (rear):54.2in.
    • Hip Room (rear):52.1in.
  • Measurements:

    • Length:177.6in.
    • Width:67.7in.
    • Height:55.7in.
    • Ground Clearance:6.1in.
    • Wheelbase:100.8in.
  • Weight:

    • Curb Weight:2,661lbs
  • Wheels & Tires:

    • Wheel Diameter:14in.
    • Wheel Diameter (rear):14in.
    • Tire:P185/65R14
    • Tire (rear):P185/65R14
  • Performance:

    • Power to Weight Ratio:21.46lbs/hp
    • Turning Circle:32.2ft.
  • Fuel Tank:

    • Fuel Tank Volume:13gallon

All warranties have now EXPIRED

  • Powertrain
    10 years/100,000 miles
  • Corrosion
    5 years/100,000 miles
  • New Car Basic Warranty
    5 years/60,000 miles
  • Roadside Assistance
    5 years/unlimited miles

2004 Kia Spectra Overview

The 2004 Kia Spectra was a compact sedan and hatchback aimed at budget-conscious buyers seeking practical transportation. It offered a straightforward and functional package, prioritizing affordability and decent standard features for its class.

Highlights

  • Engine: The Spectra was powered by a 2.0-liter four-cylinder engine producing approximately 135 horsepower. This engine provided adequate power for daily commuting and city driving, though it was not particularly spirited. Transmission options included a standard 5-speed manual or an available 4-speed automatic.
  • Safety Features:
    • Front-Seat Side-Impact Airbags: These airbags deploy from the sides of the front seats to protect occupants' torsos in side-impact collisions.
    • Full-Length Side Curtain Airbags (Optional on some trims): These airbags deploy from the roofline to protect the heads of front and rear outboard occupants in side-impact collisions and rollovers.
    • Anti-lock Braking System (ABS): ABS prevents the wheels from locking up during hard braking, allowing the driver to maintain steering control and reduce stopping distances, especially on slippery surfaces.
    • Power-Assisted Brakes: These brakes reduce the effort needed to apply the brakes, making them easier to use and contributing to more confident stopping.
  • Trim Summary:
    • Spectra LX: The base trim, offering essential features for everyday driving.
    • Spectra EX: The mid-level trim, typically adding more comfort and convenience features, potentially including upgraded audio, power accessories, and alloy wheels.
    • Spectra SX: The top-tier trim, often featuring sportier styling cues, a more robust suspension for improved handling, and a more comprehensive list of amenities.
  • Notable Aspects:
    • Generous Cargo Space (Hatchback): The Spectra hatchback variant was praised for its versatile cargo capacity, making it a practical choice for those who frequently transport goods or need extra room for luggage.
    • Well-Equipped for the Price: Even in its base LX trim, the Spectra often came with a surprisingly decent list of standard features, including air conditioning and a decent audio system, which was a strong selling point for value-conscious buyers.
    • Distinctive Styling (SX Trim): The SX trim, in particular, often featured more aggressive styling elements like unique front and rear fascias, side skirts, and larger alloy wheels, giving it a more sporty and appealing look compared to the other trims.

What to Expect

Ownership of a 2004 Kia Spectra is typically characterized by its straightforward nature. These vehicles were designed to be reliable daily drivers, and for the most part, they delivered on that promise. Routine maintenance, such as oil changes, filter replacements, and tire rotations, will be standard for any vehicle of this age. While generally not prone to major mechanical issues when properly maintained, expect to see wear and tear items replaced as the vehicle ages, such as brakes, belts, and suspension components.

Insurance costs for the Spectra are generally expected to be quite affordable. Its compact size, lower horsepower, and target demographic of budget-conscious buyers typically result in lower insurance premiums compared to larger or more performance-oriented vehicles. It's always recommended to get quotes from multiple insurance providers, but the Spectra generally falls into a favorable category for insurance pricing.

Potential Considerations

When considering a 2004 Kia Spectra, buyers should be aware of a few potential drawbacks common to vehicles of this age and segment:

  • Interior Materials: The quality of interior plastics and materials, while functional, may feel basic and less refined compared to more premium offerings. Over time, these materials can show signs of wear and tear, such as scuff marks or minor creaks.
  • Road Noise: The Spectra, like many compact cars from this era, can exhibit a noticeable amount of road and wind noise at highway speeds, which might be a concern for those prioritizing a quiet cabin experience.
  • Ride Comfort: While the SX trim offered a slightly sportier suspension, the ride in LX and EX trims can be on the firmer side, particularly over rough road surfaces.
  • Powertrain Performance: While adequate for daily use, the 2.0-liter engine isn't particularly powerful, and acceleration can feel leisurely, especially when the car is fully loaded or on steep inclines.
  • Outdated Technology: As a 2004 model, expect basic audio systems and a general lack of modern technology features such as Bluetooth connectivity, navigation, or advanced driver-assistance systems.

Overall Summary

The 2004 Kia Spectra was a sensible and value-driven option in the compact car market. It offered a good balance of practicality, decent standard features, and the availability of a hatchback body style with ample cargo space. While it may not have excelled in terms of performance or luxury, it provided reliable transportation for those prioritizing affordability and everyday usability. For buyers seeking a no-frills, budget-friendly compact car, particularly the hatchback variant, the 2004 Kia Spectra presented a compelling choice when found in good condition with a documented maintenance history.

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Listed on February 23, 2025 (a year ago)
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